Compare Today’s Mortgage Rates in Everly, Iowa 51338
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Everly, Iowa 51338.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Everly, Iowa 51338. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,205 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Everly and other areas of Clay county.
Summary of Average Mortgages in Everly, Iowa 51338
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Interactive Mortgage Rate Projections for Everly, Iowa 51338
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Everly, IA 51338. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Everly, Iowa 51338 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Everly, Iowa and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 100.00% | 71.67% | 76.83% | 68.18% | 77.78% | 82.61% | 69.70% | 82.76% | 82.14% |
avg mortgage rate | 6.55% | 4.39% | 2.91% | 3.25% | 4.18% | 4.57% | 4.01% | 3.68% | 3.99% |
% 15 year fixed mortgage | 15.00% | 17.07% | 21.21% | 12.96% | 8.70% | 21.21% | 13.79% | 17.86% | |
avg mortgage rate | 4.17% | 2.31% | 2.59% | 4.05% | 4.19% | 3.14% | 2.63% | 3.20% | |
Avg credit score | 715.75 | 743.63 | 736.99 | 745.42 | 739.98 | 758.83 | 743.36 | 735.10 | 1082.36 |
Avg LTV (loan to value) | 92.88% | 82.57% | 86.29% | 87.41% | 86.41% | 85.04% | 79.79% | 79.69% | 82.00% |
Avg DTI (debt to income) | 38.00 | 33.40 | 30.41 | 30.91 | 30.26 | 35.17 | 29.24 | 31.24 | 29.14 |
% First time homebuyer | 62.50% | 46.67% | 50.00% | 46.97% | 50.00% | 26.09% | 36.36% | 27.59% | 35.71% |
Avg mortgage insurance % | 23.13% | 15.25% | 17.01% | 16.70% | 15.63% | 12.74% | 8.09% | 9.83% | 9.11% |
Best Mortgage Brokers around Everly, Iowa 51338
For those searching for a new home in Everly, we have compiled a list of the top mortgage brokers located in and around Everly, Iowa 51338 to assist you with your search.
Shayla Bee Fund
602 4th Ave SE
Spencer IA 51338
(712) 262-9444
http://www.shaylabeefund.com
Teams USA Mortgage
1718 Hill Ave
Spirit Lake IA 51338
(712) 336-2235
http://themortgagedoctorinc.com
PrimeLending, A PlainsCapital Company
1306 18th St
Spirit Lake IA 51338
(712) 336-6549
https://lo.primelending.com/spiritlake
Mortgage Doctor the Inc.
1718 Hill Ave
Spirit Lake IA 51338
(712) 336-2235
http://www.themortgagedoctorinc.com
Wells Fargo Home Mortgage
62 N Highway 71
Arnolds Park IA 51338
(712) 332-6115
http://www.wellsfargo.com/mortgage/
Address
602 4th Ave SE
Spencer IA
Contact
(712) 262-9444
http://www.shaylabeefund.com
Address
1718 Hill Ave
Spirit Lake IA
Contact
(712) 336-2235
http://themortgagedoctorinc.com
Address
1306 18th St
Spirit Lake IA
Contact
(712) 336-6549
https://lo.primelending.com/spiritlake