Compare Today’s Mortgage Rates for Fairfield, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Fairfield, Iowa 52557. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,920 or $14 / month in Fairfield and other areas of Jefferson county.

Our search engine explores all home mortgage options in Fairfield, Iowa 52557, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Fairfield, Iowa 52557

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fairfield, IA 52557, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Fairfield, Iowa 52557 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Fairfield, Iowa and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fairfield, Iowa 52557

If you’re looking to buy a new home in Fairfield, we have compiled a list of the leading mortgage brokers around Fairfield, Iowa 52557 to help you with your search.

Name
Address
Contact

Eire Star

2266 Middle Glasgow Rd

Fairfield IA 52557

(641) 472-4444

Hotel Finance

500 S 3rd St

Fairfield IA 52557

(423) 227-6627

info@hotelfinance.com

Mortgage Center

100 S 6th St

Fairfield IA 52557

(641) 209-9100

Cnac

125 S Roosevelt Ave

Burlington IA 52557

(319) 754-4469

customerservice@jdbyrider.com

Main St Mortgage

210 Jefferson St

Burlington IA 52557

(319) 754-4484

http://www.mainstreetiowa.com/

Address

2266 Middle Glasgow Rd

Fairfield IA

Contact

(641) 472-4444

Address

500 S 3rd St

Fairfield IA

Contact

(423) 227-6627

info@hotelfinance.com

Address

100 S 6th St

Fairfield IA

Contact

(641) 209-9100

News on Mortgages and Reverse Mortgages for Fairfield, Iowa 52557