Compare Today’s Mortgage Rates in Fayette, Iowa 52142
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Fayette, Iowa 52142.
Our search engine thoroughly explores all home mortgage options in Fayette, Iowa 52142, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,376 in lifetime cash or $18 per month in Fayette and other areas of Fayette county.
Summary of Average Mortgages in Fayette, Iowa 52142
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Interactive Mortgage Rate Projections for Fayette, Iowa 52142
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fayette, IA 52142. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fayette, Iowa 52142 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fayette, Iowa and around Fayette county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.15% | 90.68% | 95.19% | 91.82% | 85.81% | 85.27% | 83.22% | 82.47% | 82.94% |
avg mortgage rate | 6.20% | 4.66% | 2.84% | 3.22% | 4.18% | 4.40% | 3.97% | 3.58% | 3.87% |
% 15 year fixed mortgage | 3.85% | 8.07% | 4.28% | 5.45% | 11.07% | 10.85% | 10.84% | 15.12% | 14.72% |
avg mortgage rate | 5.29% | 4.38% | 2.26% | 2.64% | 3.55% | 3.85% | 3.14% | 2.84% | 3.04% |
Avg credit score | 738.68 | 746.60 | 741.91 | 751.27 | 756.82 | 793.04 | 758.32 | 758.01 | 756.02 |
Avg LTV (loan to value) | 84.19% | 80.89% | 84.87% | 83.55% | 81.16% | 81.80% | 80.28% | 81.86% | 80.42% |
Avg DTI (debt to income) | 35.62 | 34.93 | 33.37 | 32.89 | 33.29 | 33.46 | 32.71 | 33.43 | 32.62 |
% First time homebuyer | 55.13% | 40.99% | 43.32% | 37.73% | 31.83% | 27.91% | 30.42% | 27.49% | 19.40% |
Avg mortgage insurance % | 14.03% | 12.18% | 14.86% | 13.84% | 12.35% | 12.25% | 11.02% | 12.66% | 10.07% |
Best Mortgage Brokers around Fayette, Iowa 52142
For those searching for a new home in Fayette, we have compiled a list of the top mortgage brokers located in and around Fayette, Iowa 52142 to assist you with your search.
Farm Credit Service Of America
2328 Millennium Rd
Decorah IA 52142
(563) 382-8413
http://fcsamerica.com
Security Loan Copany
210 Main St
Mc Gregor IA 52142
(563) 873-3464
http://www.alliedinsurance.com
Dan Bickel Insurance
210 Main St
Mc Gregor IA 52142
(563) 873-3464
http://www.alliedinsurance.com
Luana Savings Bank
130 Main St
Luana IA 52142
(563) 539-2166
http://luanasavingsbank.com
Luana Savings Bank
302 Main St
Luana IA 52142
(563) 539-2110
Address
2328 Millennium Rd
Decorah IA
Contact
(563) 382-8413
http://fcsamerica.com
Address
210 Main St
Mc Gregor IA
Contact
(563) 873-3464
http://www.alliedinsurance.com
Address
210 Main St
Mc Gregor IA
Contact
(563) 873-3464
http://www.alliedinsurance.com