Compare Today’s Mortgage Rates for Floyd, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Floyd, Iowa 50435. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,920 or $14 / month in Floyd and surrounding areas of Floyd county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Floyd, Iowa 50435.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Floyd, Iowa 50435

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Floyd, IA 50435, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Floyd, Iowa 50435 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Floyd, Iowa and around Floyd county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Floyd, Iowa 50435

If you’re looking to buy a new home in Floyd, we have compiled a list of the leading mortgage brokers around Floyd, Iowa 50435 to help you with your search.

Name
Address
Contact

Bradford Mortgage

309 19th Ave NE

Hampton IA 50435

(641) 456-9895

Ezpawn

1417 4th St SW

Mason City IA 50435

(641) 423-0920

customerservice@ezcorp.com

OneMain Financial

497 Indian Head Dr

Mason City IA 50435

(641) 421-8500

http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html

Ace Cash Express

2504 4th St SW

Mason City IA 50435

(641) 424-5772

customerservice@acecashexpress.com

Farm Credit Service Of America

4056 4th St SW

Mason City IA 50435

(641) 423-2862

webmaster@fcsamerica.com

Address

309 19th Ave NE

Hampton IA

Contact

(641) 456-9895

Address

1417 4th St SW

Mason City IA

Contact

(641) 423-0920

customerservice@ezcorp.com

Address

497 Indian Head Dr

Mason City IA

Contact

(641) 421-8500

http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html

News on Mortgages and Reverse Mortgages for Floyd, Iowa 50435