Compare Today’s Mortgage Rates in Gruver, Iowa 51344
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Gruver, Iowa 51344.
Our search engine thoroughly explores all home mortgage options in Gruver, Iowa 51344, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,205 in lifetime cash or $26 per month in Gruver and other areas of Emmet county.
Summary of Average Mortgages in Gruver, Iowa 51344
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Interactive Mortgage Rate Projections for Gruver, Iowa 51344
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gruver, IA 51344. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gruver, Iowa 51344 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gruver, Iowa and around Emmet county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 100.00% | 71.67% | 76.83% | 68.18% | 77.78% | 82.61% | 69.70% | 82.76% | 82.14% |
avg mortgage rate | 6.55% | 4.39% | 2.91% | 3.25% | 4.18% | 4.57% | 4.01% | 3.68% | 3.99% |
% 15 year fixed mortgage | 15.00% | 17.07% | 21.21% | 12.96% | 8.70% | 21.21% | 13.79% | 17.86% | |
avg mortgage rate | 4.17% | 2.31% | 2.59% | 4.05% | 4.19% | 3.14% | 2.63% | 3.20% | |
Avg credit score | 715.75 | 743.63 | 736.99 | 745.42 | 739.98 | 758.83 | 743.36 | 735.10 | 1082.36 |
Avg LTV (loan to value) | 92.88% | 82.57% | 86.29% | 87.41% | 86.41% | 85.04% | 79.79% | 79.69% | 82.00% |
Avg DTI (debt to income) | 38.00 | 33.40 | 30.41 | 30.91 | 30.26 | 35.17 | 29.24 | 31.24 | 29.14 |
% First time homebuyer | 62.50% | 46.67% | 50.00% | 46.97% | 50.00% | 26.09% | 36.36% | 27.59% | 35.71% |
Avg mortgage insurance % | 23.13% | 15.25% | 17.01% | 16.70% | 15.63% | 12.74% | 8.09% | 9.83% | 9.11% |
Best Mortgage Brokers around Gruver, Iowa 51344
For those searching for a new home in Gruver, we have compiled a list of the top mortgage brokers located in and around Gruver, Iowa 51344 to assist you with your search.
Shayla Bee Fund
602 4th Ave SE
Spencer IA 51344
(712) 262-9444
http://www.shaylabeefund.com
Teams USA Mortgage
1718 Hill Ave
Spirit Lake IA 51344
(712) 336-2235
http://themortgagedoctorinc.com
PrimeLending, A PlainsCapital Company
1306 18th St
Spirit Lake IA 51344
(712) 336-6549
https://lo.primelending.com/spiritlake
Mortgage Doctor the Inc.
1718 Hill Ave
Spirit Lake IA 51344
(712) 336-2235
http://www.themortgagedoctorinc.com
Wells Fargo Home Mortgage
62 N Highway 71
Arnolds Park IA 51344
(712) 332-6115
http://www.wellsfargo.com/mortgage/
Address
602 4th Ave SE
Spencer IA
Contact
(712) 262-9444
http://www.shaylabeefund.com
Address
1718 Hill Ave
Spirit Lake IA
Contact
(712) 336-2235
http://themortgagedoctorinc.com
Address
1306 18th St
Spirit Lake IA
Contact
(712) 336-6549
https://lo.primelending.com/spiritlake