Compare Today’s Mortgage Rates in Hampton, Iowa 50441
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Hampton, Iowa 50441.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,726 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Hampton and other areas of Franklin county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Hampton, Iowa 50441
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hampton, Iowa 50441
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hampton, IA 50441. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hampton, Iowa 50441 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hampton, Iowa and around Franklin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 83.33% | 86.35% | 81.85% | 84.90% | 80.86% | 70.64% | 76.83% | 71.43% | 65.32% |
| avg mortgage rate | 6.49% | 4.50% | 2.96% | 3.12% | 4.17% | 4.49% | 3.99% | 3.67% | 3.92% |
| % 15 year fixed mortgage | 8.33% | 10.84% | 12.21% | 10.20% | 16.05% | 24.77% | 17.68% | 22.36% | 24.28% |
| avg mortgage rate | 5.53% | 3.52% | 2.31% | 2.55% | 3.58% | 3.88% | 3.19% | 2.80% | 3.14% |
| Avg credit score | 931.60 | 736.75 | 770.58 | 817.76 | 741.64 | 742.36 | 801.74 | 743.40 | 745.68 |
| Avg LTV (loan to value) | 86.63% | 84.63% | 84.62% | 84.52% | 85.42% | 77.77% | 82.30% | 84.60% | 82.59% |
| Avg DTI (debt to income) | 33.73 | 31.00 | 30.63 | 29.78 | 31.96 | 31.62 | 30.69 | 30.09 | 29.84 |
| % First time homebuyer | 41.67% | 46.18% | 35.64% | 37.14% | 40.12% | 24.77% | 21.34% | 33.54% | 26.01% |
| Avg mortgage insurance % | 17.15% | 15.62% | 14.43% | 13.99% | 16.12% | 9.76% | 12.50% | 13.49% | 10.77% |
Best Mortgage Brokers around Hampton, Iowa 50441
For those searching for a new home in Hampton, we have compiled a list of the top mortgage brokers located in and around Hampton, Iowa 50441 to assist you with your search.
Name
Address
Contact
Bradford Mortgage
309 19th Ave NE
Hampton IA 50441
(641) 456-9895
Ezpawn
1417 4th St SW
Mason City IA 50441
(641) 423-0920
customerservice@ezcorp.com
OneMain Financial
497 Indian Head Dr
Mason City IA 50441
(641) 421-8500
http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html
Ace Cash Express
2504 4th St SW
Mason City IA 50441
(641) 424-5772
customerservice@acecashexpress.com
Farm Credit Service Of America
4056 4th St SW
Mason City IA 50441
(641) 423-2862
webmaster@fcsamerica.com
Address
309 19th Ave NE
Hampton IA
Contact
(641) 456-9895
Address
1417 4th St SW
Mason City IA
Contact
(641) 423-0920
customerservice@ezcorp.com
Address
497 Indian Head Dr
Mason City IA
Contact
(641) 421-8500
http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html