Compare Today’s Mortgage Rates for Lake City, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lake City, Iowa 51449. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,170 or $9 / month in Lake City and other areas of Calhoun county.

Our search engine explores all home mortgage options in Lake City, Iowa 51449, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lake City, Iowa 51449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lake City, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lake City, IA 51449, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lake City, IA

Historical Mortgage Rates for Lake City, Iowa 51449 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lake City, Iowa and around Calhoun county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lake City, Iowa 51449

If you’re looking to buy a new home in Lake City, we have compiled a list of the leading mortgage brokers around Lake City, Iowa 51449 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

302 E 7th St

Carroll IA 51449

(712) 263-1949

http://www.wellsfargo.com/mortgage/

Farm Credit Service Of America

919 Bella Vista Dr

Carroll IA 51449

(712) 792-4941

webmaster@fcsamerica.com

Wells Fargo Home Mortgage

628 N Main St

Carroll IA 51449

(712) 792-5053

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

311 N 12th St

Denison IA 51449

(712) 263-5555

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

1109 Broadway

Denison IA 51449

(712) 263-1949

http://www.wellsfargo.com/mortgage/

Address

302 E 7th St

Carroll IA

Contact

(712) 263-1949

http://www.wellsfargo.com/mortgage/

Address

919 Bella Vista Dr

Carroll IA

Contact

(712) 792-4941

webmaster@fcsamerica.com

Address

628 N Main St

Carroll IA

Contact

(712) 792-5053

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Lake City, Iowa 51449