Compare Today’s Mortgage Rates for Lamoni, Iowa

Pureloan searches mortgage lenders and major banks in Lamoni, Iowa 50140 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,721 or $5 / month is expected in Lamoni and other areas of Decatur county.

Pureloan’s search engine explores all home mortgage options in Lamoni, Iowa 50140, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lamoni, Iowa 50140

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lamoni, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lamoni, IA 50140, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lamoni, IA

Historical Mortgage Rates for Lamoni, Iowa 50140 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lamoni, Iowa and around Decatur county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lamoni, Iowa 50140

If you’re looking to buy a new home in Lamoni, we have compiled a list of the leading mortgage brokers around Lamoni, Iowa 50140 to help you with your search.

Name
Address
Contact

Farm Credit Services of America

203 W Merle Hibbs Blvd

Marshalltown IA 50140

(641) 753-3393

subscriptionhelp@fcsamerica.com

Wells Fargo Home Mortgage

102 S Center St

Marshalltown IA 50140

(641) 754-5658

http://www.wellsfargo.com/mortgage/

Wintrust Mortgage

901 S Center St

Marshalltown IA 50140

(641) 328-1037

John Deere Financial

6400 NW 86th St

Johnston IA 50140

(515) 267-3000

brubakersteven@johndeere.com

Iowa Business Growth Co.

5409 NW 88th St

Johnston IA 50140

(515) 223-4511

candace@iowabusinessgrowth.com

Address

203 W Merle Hibbs Blvd

Marshalltown IA

Contact

(641) 753-3393

subscriptionhelp@fcsamerica.com

Address

102 S Center St

Marshalltown IA

Contact

(641) 754-5658

http://www.wellsfargo.com/mortgage/

Address

901 S Center St

Marshalltown IA

Contact

(641) 328-1037

News on Mortgages and Reverse Mortgages for Lamoni, Iowa 50140