Compare Today’s Mortgage Rates in Ledyard, Iowa 50556
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ledyard, Iowa 50556.
Our search engine thoroughly explores all home mortgage options in Ledyard, Iowa 50556, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,246 in lifetime cash or $9 per month in Ledyard and other areas of Kossuth county.
Summary of Average Mortgages in Ledyard, Iowa 50556
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Interactive Mortgage Rate Projections for Ledyard, Iowa 50556
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ledyard, IA 50556. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ledyard, Iowa 50556 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ledyard, Iowa and around Kossuth county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.80% | 89.17% | 85.71% | 84.64% | 83.33% | 78.79% | 70.97% | 80.47% | 73.68% |
| avg mortgage rate | 6.35% | 4.43% | 2.96% | 3.35% | 4.47% | 4.68% | 4.16% | 3.88% | 4.08% |
| % 15 year fixed mortgage | 1.64% | 7.50% | 10.42% | 10.78% | 12.86% | 13.94% | 21.51% | 15.38% | 20.00% |
| avg mortgage rate | 6.50% | 3.93% | 2.36% | 2.77% | 3.82% | 4.17% | 3.34% | 3.05% | 3.20% |
| Avg credit score | 735.80 | 740.43 | 744.94 | 738.50 | 746.42 | 744.49 | 742.42 | 741.99 | 748.76 |
| Avg LTV (loan to value) | 88.64% | 86.09% | 86.60% | 86.92% | 86.05% | 85.12% | 83.48% | 85.64% | 82.01% |
| Avg DTI (debt to income) | 34.75 | 34.40 | 31.93 | 32.06 | 37.19 | 32.35 | 32.61 | 32.98 | 30.79 |
| % First time homebuyer | 39.34% | 44.17% | 43.45% | 44.12% | 40.95% | 29.70% | 31.18% | 36.09% | 32.11% |
| Avg mortgage insurance % | 19.33% | 16.32% | 16.26% | 16.16% | 15.26% | 14.25% | 13.85% | 15.94% | 12.19% |
Best Mortgage Brokers around Ledyard, Iowa 50556
For those searching for a new home in Ledyard, we have compiled a list of the top mortgage brokers located in and around Ledyard, Iowa 50556 to assist you with your search.
Quick Cash
210 N Highway St
Otho IA 50556
(515) 972-4641
OneMain Financial
4618 University Ave
Cedar Falls IA 50556
(319) 266-6281
http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html
Farm Credit Service Of America
7419 Nordic Dr
Cedar Falls IA 50556
(319) 266-3551
webmaster@fcsamerica.com
Midwest Settlement Services, L
4817 University Ave
Cedar Falls IA 50556
(319) 553-3400
info@midwestsettlement.com
Wintrust Mortgage
4817 University Ave
Cedar Falls IA 50556
(319) 242-8021
http://www.wintrustmortgage.com/
Address
210 N Highway St
Otho IA
Contact
(515) 972-4641
Address
4618 University Ave
Cedar Falls IA
Contact
(319) 266-6281
http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html
Address
7419 Nordic Dr
Cedar Falls IA
Contact
(319) 266-3551
webmaster@fcsamerica.com