Compare Today’s Mortgage Rates for Lester, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lester, Iowa 51242. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,336 or $15 / month in Lester and surrounding areas of Lyon county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lester, Iowa 51242.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lester, Iowa 51242

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lester, IA 51242, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lester, Iowa 51242 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lester, Iowa and around Lyon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lester, Iowa 51242

If you’re looking to buy a new home in Lester, we have compiled a list of the leading mortgage brokers around Lester, Iowa 51242 to help you with your search.

Name
Address
Contact

Gerber Insurance

914 Holder St

Larchwood IA 51242

(712) 477-2497

http://www.gerberins.net

Cooperative Credit Co.

128 3rd St NW

Sioux Center IA 51242

(712) 722-1717

leev@cooperativecredit.com

Golden Mortgage

1309 S Main Ave

Sioux Center IA 51242

(712) 722-4979

Farm Credit Service Of America

3000 Park St

Sheldon IA 51242

(712) 324-5371

webmaster@fcsamerica.com

Address

914 Holder St

Larchwood IA

Contact

(712) 477-2497

http://www.gerberins.net

Address

128 3rd St NW

Sioux Center IA

Contact

(712) 722-1717

leev@cooperativecredit.com

Address

1309 S Main Ave

Sioux Center IA

Contact

(712) 722-4979

News on Mortgages and Reverse Mortgages for Lester, Iowa 51242