Compare Today’s Mortgage Rates for Lincoln, Iowa

Pureloan searches mortgage lenders and major banks in Lincoln, Iowa 50652 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,883 or $5 / month is expected in Lincoln and other areas of Tama county.

Pureloan’s search engine explores all home mortgage options in Lincoln, Iowa 50652, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lincoln, Iowa 50652

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lincoln, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lincoln, IA 50652, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lincoln, IA

Historical Mortgage Rates for Lincoln, Iowa 50652 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lincoln, Iowa and around Tama county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lincoln, Iowa 50652

If you’re looking to buy a new home in Lincoln, we have compiled a list of the leading mortgage brokers around Lincoln, Iowa 50652 to help you with your search.

Name
Address
Contact

LSB Mortgage

999 Home Plz

Waterloo IA 50652

(319) 433-3777

mortgage@mylsb.com

Auto 4 Credit

4037 University Ave

Waterloo IA 50652

(319) 236-2886

Check 'n Go

2735 University Ave

Waterloo IA 50652

(319) 327-5367

comments@checkngo.com

Eric Meinders

425 Cedar St

Waterloo IA 50652

(319) 235-3254

eric.p.meinders@usbank.com

Wells Fargo Home Mortgage

191 W 5th St

Waterloo IA 50652

(319) 235-4900

http://www.wellsfargo.com/mortgage/

Address

999 Home Plz

Waterloo IA

Contact

(319) 433-3777

mortgage@mylsb.com

Address

4037 University Ave

Waterloo IA

Contact

(319) 236-2886

Address

2735 University Ave

Waterloo IA

Contact

(319) 327-5367

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Lincoln, Iowa 50652