Compare Today’s Mortgage Rates for Mason City, Iowa

Pureloan searches mortgage lenders and major banks in Mason City, Iowa 50402 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,404 or $9 / month is expected in Mason City and other areas of Cerro Gordo county.

Pureloan’s search engine explores all home mortgage options in Mason City, Iowa 50402, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mason City, Iowa 50402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mason City, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mason City, IA 50402, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mason City, IA

Historical Mortgage Rates for Mason City, Iowa 50402 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Mason City, Iowa and around Cerro Gordo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mason City, Iowa 50402

If you’re looking to buy a new home in Mason City, we have compiled a list of the leading mortgage brokers around Mason City, Iowa 50402 to help you with your search.

Name
Address
Contact

Amber J. Theobald

124 N Washington Ave

Mason City IA 50402

(641) 494-2164

amber.theobald@usbank.com

Country Home Loans

4056 4th St SW

Mason City IA 50402

(641) 423-2862

http://www.countryhomeloans.com

Wells Fargo Home Mortgage

10 N Washington Ave

Mason City IA 50402

(641) 421-4040

http://www.wellsfargo.com/mortgage/

Check 'n Go

402 Indian Head Dr

Mason City IA 50402

(641) 424-5101

customerservice@checkngo.com

EZ Money

1417 4th St SW

Mason City IA 50402

(641) 423-0058

http://ezmoneypaydayloans.com

Address

124 N Washington Ave

Mason City IA

Contact

(641) 494-2164

amber.theobald@usbank.com

Address

4056 4th St SW

Mason City IA

Contact

(641) 423-2862

http://www.countryhomeloans.com

Address

10 N Washington Ave

Mason City IA

Contact

(641) 421-4040

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Mason City, Iowa 50402