Compare Today’s Mortgage Rates for Monticello, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Monticello, Iowa 52310. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,310 or $4 / month in Monticello and other areas of Jones county.

Our search engine explores all home mortgage options in Monticello, Iowa 52310, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Monticello, Iowa 52310

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Monticello, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Monticello, IA 52310, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Monticello, IA

Historical Mortgage Rates for Monticello, Iowa 52310 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Monticello, Iowa and around Jones county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Monticello, Iowa 52310

If you’re looking to buy a new home in Monticello, we have compiled a list of the leading mortgage brokers around Monticello, Iowa 52310 to help you with your search.

Name
Address
Contact

Holly Dye

580 W Cherry St

North Liberty IA 52310

(319) 626-4013

LoanMax

901 7th Ave

Marion IA 52310

(319) 447-9158

P R Mortgage Processing

2230 Tamerac Cir

Marion IA 52310

(319) 362-5323

Commercial Power Finance

701 Tama St

Marion IA 52310

(319) 447-5700

http://www.berthel.com

Wells Fargo Home Mortgage

340 7th Ave

Marion IA 52310

(319) 377-1285

http://www.wellsfargo.com/mortgage/

Address

580 W Cherry St

North Liberty IA

Contact

(319) 626-4013

Address

901 7th Ave

Marion IA

Contact

(319) 447-9158

Address

2230 Tamerac Cir

Marion IA

Contact

(319) 362-5323

News on Mortgages and Reverse Mortgages for Monticello, Iowa 52310