Compare Today’s Mortgage Rates in Monticello, Iowa 52310
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Monticello, Iowa 52310.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Monticello, Iowa 52310. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,115 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Monticello and other areas of Jones county.
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Summary of Average Mortgages in Monticello, Iowa 52310
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Monticello, Iowa 52310
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monticello, IA 52310. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monticello, Iowa 52310 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monticello, Iowa and around Jones county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.10% | 88.60% | 91.76% | 90.43% | 89.36% | 81.02% | 83.33% | 89.84% | 87.78% |
avg mortgage rate | 6.18% | 4.38% | 2.82% | 3.11% | 4.14% | 4.35% | 4.00% | 3.70% | 3.89% |
% 15 year fixed mortgage | 8.90% | 9.21% | 6.59% | 8.51% | 7.98% | 15.66% | 13.52% | 8.82% | 10.29% |
avg mortgage rate | 5.53% | 3.78% | 2.20% | 2.63% | 3.68% | 3.76% | 3.10% | 2.82% | 3.00% |
Avg credit score | 752.32 | 754.52 | 756.31 | 754.97 | 754.73 | 764.65 | 759.10 | 755.55 | 763.15 |
Avg LTV (loan to value) | 79.50% | 81.33% | 81.89% | 81.93% | 82.30% | 79.92% | 80.40% | 82.53% | 78.98% |
Avg DTI (debt to income) | 36.27 | 34.68 | 32.34 | 32.75 | 34.70 | 32.30 | 31.95 | 31.93 | 31.03 |
% First time homebuyer | 42.47% | 39.91% | 32.42% | 28.94% | 28.72% | 28.01% | 26.10% | 28.34% | 26.69% |
Avg mortgage insurance % | 10.99% | 12.46% | 12.49% | 13.13% | 12.84% | 10.05% | 9.79% | 12.58% | 5.86% |
Best Mortgage Brokers around Monticello, Iowa 52310
For those searching for a new home in Monticello, we have compiled a list of the top mortgage brokers located in and around Monticello, Iowa 52310 to assist you with your search.
Name
Address
Contact
Holly Dye
580 W Cherry St
North Liberty IA 52310
(319) 626-4013
LoanMax
901 7th Ave
Marion IA 52310
(319) 447-9158
P R Mortgage Processing
2230 Tamerac Cir
Marion IA 52310
(319) 362-5323
Commercial Power Finance
701 Tama St
Marion IA 52310
(319) 447-5700
http://www.berthel.com
Wells Fargo Home Mortgage
340 7th Ave
Marion IA 52310
(319) 377-1285
http://www.wellsfargo.com/mortgage/
Address
580 W Cherry St
North Liberty IA
Contact
(319) 626-4013
Address
901 7th Ave
Marion IA
Contact
(319) 447-9158
Address
2230 Tamerac Cir
Marion IA
Contact
(319) 362-5323