Compare Today’s Mortgage Rates in Montrose, Iowa 52639
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Montrose, Iowa 52639.
Our search engine thoroughly explores all home mortgage options in Montrose, Iowa 52639, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,185 in lifetime cash or $17 per month in Montrose and other areas of Lee county.
Summary of Average Mortgages in Montrose, Iowa 52639
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Interactive Mortgage Rate Projections for Montrose, Iowa 52639
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montrose, IA 52639. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montrose, Iowa 52639 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montrose, Iowa and around Lee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 88.00% | 91.84% | 89.66% | 79.31% | 81.67% | 79.07% | 71.43% | 85.42% | 72.00% |
avg mortgage rate | 6.49% | 4.49% | 3.01% | 3.43% | 4.39% | 4.76% | 4.19% | 3.95% | 4.06% |
% 15 year fixed mortgage | 8.00% | 7.14% | 6.90% | 15.52% | 16.67% | 20.93% | 19.05% | 8.33% | 22.00% |
avg mortgage rate | 6.00% | 4.21% | 2.33% | 3.03% | 3.70% | 3.83% | 3.23% | 3.12% | 3.31% |
Avg credit score | 735.16 | 734.81 | 739.47 | 739.97 | 742.32 | 744.40 | 749.10 | 742.88 | 752.78 |
Avg LTV (loan to value) | 86.72% | 86.02% | 88.53% | 86.79% | 82.48% | 82.21% | 82.81% | 87.48% | 81.98% |
Avg DTI (debt to income) | 33.28 | 34.07 | 32.70 | 32.26 | 30.63 | 29.09 | 30.10 | 33.08 | 34.02 |
% First time homebuyer | 52.00% | 45.92% | 35.63% | 41.38% | 38.33% | 27.91% | 19.05% | 39.58% | 26.00% |
Avg mortgage insurance % | 14.40% | 17.58% | 18.77% | 16.64% | 13.00% | 12.65% | 11.29% | 17.38% | 8.90% |
Best Mortgage Brokers around Montrose, Iowa 52639
For those searching for a new home in Montrose, we have compiled a list of the top mortgage brokers located in and around Montrose, Iowa 52639 to assist you with your search.
Country Home Loans
2216 James Ave
Mount Pleasant IA 52639
(319) 385-3191
subscriptionhelp@fcsamerica.co
Cnac
125 S Roosevelt Ave
Burlington IA 52639
(319) 754-4469
customerservice@jdbyrider.com
Main St Mortgage
210 Jefferson St
Burlington IA 52639
(319) 754-4484
http://www.mainstreetiowa.com/
First Choice Mortgage
415 S Roosevelt Ave
Burlington IA 52639
(319) 752-7778
Deedee Weicher
201 Jefferson St
Burlington IA 52639
(319) 753-8760
Address
2216 James Ave
Mount Pleasant IA
Contact
(319) 385-3191
subscriptionhelp@fcsamerica.co
Address
125 S Roosevelt Ave
Burlington IA
Contact
(319) 754-4469
customerservice@jdbyrider.com
Address
210 Jefferson St
Burlington IA
Contact
(319) 754-4484
http://www.mainstreetiowa.com/