Compare Today’s Mortgage Rates in Mount Ayr, Iowa 50854
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Mount Ayr, Iowa 50854.
Our search engine thoroughly explores all home mortgage options in Mount Ayr, Iowa 50854, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,521 in lifetime cash or $13 per month in Mount Ayr and other areas of Ringgold county.
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Summary of Average Mortgages in Mount Ayr, Iowa 50854
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Interactive Mortgage Rate Projections for Mount Ayr, Iowa 50854
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mount Ayr, IA 50854. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mount Ayr, Iowa 50854 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mount Ayr, Iowa and around Ringgold county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 80.00% | 79.63% | 79.17% | 90.48% | 90.48% | 66.67% | 75.00% | 71.43% | 82.35% |
avg mortgage rate | 6.64% | 4.80% | 3.03% | 3.47% | 4.18% | 4.67% | 4.11% | 3.84% | 3.96% |
% 15 year fixed mortgage | 10.00% | 16.67% | 8.33% | 9.52% | 4.76% | 33.33% | 16.67% | 28.57% | 17.65% |
avg mortgage rate | 6.88% | 3.83% | 2.56% | 3.62% | 4.25% | 3.81% | 3.56% | 3.22% | 3.29% |
Avg credit score | 709.50 | 736.33 | 747.38 | 735.10 | 743.67 | 746.28 | 744.33 | 748.36 | 750.88 |
Avg LTV (loan to value) | 84.20% | 85.69% | 85.17% | 92.19% | 87.29% | 78.44% | 88.67% | 86.57% | 79.12% |
Avg DTI (debt to income) | 36.60 | 33.56 | 31.63 | 32.76 | 29.81 | 31.22 | 34.42 | 28.07 | 26.29 |
% First time homebuyer | 50.00% | 51.85% | 37.50% | 42.86% | 28.57% | 44.44% | 41.67% | 28.57% | 47.06% |
Avg mortgage insurance % | 12.20% | 16.13% | 13.42% | 24.38% | 18.86% | 9.67% | 19.75% | 15.14% | 7.12% |
Best Mortgage Brokers around Mount Ayr, Iowa 50854
For those searching for a new home in Mount Ayr, we have compiled a list of the top mortgage brokers located in and around Mount Ayr, Iowa 50854 to assist you with your search.
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