Compare Today’s Mortgage Rates for Okoboji, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Okoboji, Iowa 51355. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,195 or $9 / month in Okoboji and other areas of Dickinson county.

Our search engine explores all home mortgage options in Okoboji, Iowa 51355, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Okoboji, Iowa 51355

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Okoboji, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Okoboji, IA 51355, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Okoboji, IA

Historical Mortgage Rates for Okoboji, Iowa 51355 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Okoboji, Iowa and around Dickinson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Okoboji, Iowa 51355

If you’re looking to buy a new home in Okoboji, we have compiled a list of the leading mortgage brokers around Okoboji, Iowa 51355 to help you with your search.

Name
Address
Contact

Teams USA Mortgage

1718 Hill Ave

Spirit Lake IA 51355

(712) 336-2235

http://themortgagedoctorinc.com

PrimeLending, A PlainsCapital Company

1306 18th St

Spirit Lake IA 51355

(712) 336-6549

https://lo.primelending.com/spiritlake

Mortgage Doctor the Inc.

1718 Hill Ave

Spirit Lake IA 51355

(712) 336-2235

http://www.themortgagedoctorinc.com

Wells Fargo Home Mortgage

302 E 7th St

Carroll IA 51355

(712) 263-1949

http://www.wellsfargo.com/mortgage/

Farm Credit Service Of America

919 Bella Vista Dr

Carroll IA 51355

(712) 792-4941

webmaster@fcsamerica.com

Address

1718 Hill Ave

Spirit Lake IA

Contact

(712) 336-2235

http://themortgagedoctorinc.com

Address

1306 18th St

Spirit Lake IA

Contact

(712) 336-6549

https://lo.primelending.com/spiritlake

Address

1718 Hill Ave

Spirit Lake IA

Contact

(712) 336-2235

http://www.themortgagedoctorinc.com

News on Mortgages and Reverse Mortgages for Okoboji, Iowa 51355