Compare Today’s Mortgage Rates in Orchard, Iowa 50460
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Orchard, Iowa 50460.
Our search engine thoroughly explores all home mortgage options in Orchard, Iowa 50460, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,033 in lifetime cash or $33 per month in Orchard and other areas of Mitchell county.
Summary of Average Mortgages in Orchard, Iowa 50460
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Interactive Mortgage Rate Projections for Orchard, Iowa 50460
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Orchard, IA 50460. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Orchard, Iowa 50460 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Orchard, Iowa and around Mitchell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 83.33% | 86.35% | 81.85% | 84.90% | 80.86% | 70.64% | 76.83% | 71.43% | 65.32% |
avg mortgage rate | 6.49% | 4.50% | 2.96% | 3.12% | 4.17% | 4.49% | 3.99% | 3.67% | 3.92% |
% 15 year fixed mortgage | 8.33% | 10.84% | 12.21% | 10.20% | 16.05% | 24.77% | 17.68% | 22.36% | 24.28% |
avg mortgage rate | 5.53% | 3.52% | 2.31% | 2.55% | 3.58% | 3.88% | 3.19% | 2.80% | 3.14% |
Avg credit score | 931.60 | 736.75 | 770.58 | 817.76 | 741.64 | 742.36 | 801.74 | 743.40 | 745.68 |
Avg LTV (loan to value) | 86.63% | 84.63% | 84.62% | 84.52% | 85.42% | 77.77% | 82.30% | 84.60% | 82.59% |
Avg DTI (debt to income) | 33.73 | 31.00 | 30.63 | 29.78 | 31.96 | 31.62 | 30.69 | 30.09 | 29.84 |
% First time homebuyer | 41.67% | 46.18% | 35.64% | 37.14% | 40.12% | 24.77% | 21.34% | 33.54% | 26.01% |
Avg mortgage insurance % | 17.15% | 15.62% | 14.43% | 13.99% | 16.12% | 9.76% | 12.50% | 13.49% | 10.77% |
Best Mortgage Brokers around Orchard, Iowa 50460
For those searching for a new home in Orchard, we have compiled a list of the top mortgage brokers located in and around Orchard, Iowa 50460 to assist you with your search.
1-Loan
2307 5th Ave S
Fort Dodge IA 50460
(515) 573-2274
Wells Fargo Home Mortgage
822 Central Ave
Fort Dodge IA 50460
(515) 573-6140
http://www.wellsfargo.com/mortgage/
Check 'n Go
3005 1st Ave S
Fort Dodge IA 50460
(515) 604-8482
comments@checkngo.com
Ezpawn
1626 5th Ave S
Fort Dodge IA 50460
(515) 576-3986
customerservice@ezcorp.com
OneMain Financial
336 S 25th St
Fort Dodge IA 50460
(515) 573-4161
http://branches.onemainfinancial.com/ia/fort-dodge/336-south-25th-street.html
Address
2307 5th Ave S
Fort Dodge IA
Contact
(515) 573-2274
Address
822 Central Ave
Fort Dodge IA
Contact
(515) 573-6140
http://www.wellsfargo.com/mortgage/
Address
3005 1st Ave S
Fort Dodge IA
Contact
(515) 604-8482
comments@checkngo.com