Compare Today’s Mortgage Rates in Osceola, Iowa 50213
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Osceola, Iowa 50213.
Our search engine thoroughly explores all home mortgage options in Osceola, Iowa 50213, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,624 in lifetime cash or $13 per month in Osceola and other areas of Clarke county.
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Summary of Average Mortgages in Osceola, Iowa 50213
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Osceola, Iowa 50213
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Osceola, IA 50213. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Osceola, Iowa 50213 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Osceola, Iowa and around Clarke county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.38% | 93.01% | 90.83% | 90.33% | 89.13% | 85.28% | 86.15% | 90.92% | 86.23% |
| avg mortgage rate | 6.26% | 4.35% | 2.86% | 3.19% | 4.21% | 4.49% | 4.09% | 3.85% | 4.04% |
| % 15 year fixed mortgage | 2.94% | 5.91% | 7.29% | 7.89% | 7.93% | 12.46% | 11.52% | 7.16% | 11.82% |
| avg mortgage rate | 5.52% | 3.38% | 2.31% | 2.76% | 3.57% | 3.90% | 3.24% | 3.04% | 3.26% |
| Avg credit score | 751.95 | 753.52 | 763.92 | 757.20 | 759.73 | 755.48 | 754.41 | 751.05 | 770.14 |
| Avg LTV (loan to value) | 81.54% | 82.68% | 83.12% | 83.96% | 83.15% | 80.13% | 81.76% | 83.85% | 82.16% |
| Avg DTI (debt to income) | 36.07 | 34.72 | 33.08 | 33.07 | 33.49 | 33.55 | 33.57 | 32.79 | 32.79 |
| % First time homebuyer | 44.96% | 43.44% | 35.14% | 37.00% | 32.45% | 30.74% | 31.55% | 29.67% | 31.99% |
| Avg mortgage insurance % | 13.29% | 13.58% | 13.42% | 14.76% | 13.68% | 11.32% | 11.97% | 14.82% | 11.57% |
Best Mortgage Brokers around Osceola, Iowa 50213
For those searching for a new home in Osceola, we have compiled a list of the top mortgage brokers located in and around Osceola, Iowa 50213 to assist you with your search.
Name
Address
Contact
Cash-N-Go
231 S Main St
Osceola IA 50213
(641) 342-8866
investorrelations@firstcash.com
Compass Mortgage
604 Franklin St
Pella IA 50213
(641) 628-9901
http://compmort.com
Vander Heiden Closings
626 Franklin St
Pella IA 50213
(641) 628-1047
Kristen Hurt
801 Broadway St
Pella IA 50213
(641) 871-0206
Cash N Go
1043 Sunset Dr
Norwalk IA 50213
(515) 981-0934
investorrelations@firstcash.com
Address
231 S Main St
Osceola IA
Contact
(641) 342-8866
investorrelations@firstcash.com
Address
604 Franklin St
Pella IA
Contact
(641) 628-9901
http://compmort.com
Address
626 Franklin St
Pella IA
Contact
(641) 628-1047