Compare Today’s Mortgage Rates in Oskaloosa, Iowa 52577
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Oskaloosa, Iowa 52577.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,005 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Oskaloosa and other areas of Mahaska county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Oskaloosa, Iowa 52577
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oskaloosa, Iowa 52577
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oskaloosa, IA 52577. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oskaloosa, Iowa 52577 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oskaloosa, Iowa and around Mahaska county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.77% | 90.00% | 81.45% | 80.00% | 78.95% | 70.31% | 81.16% | 72.58% | 68.75% |
| avg mortgage rate | 6.44% | 4.44% | 3.07% | 3.52% | 4.39% | 4.65% | 4.24% | 3.95% | 4.11% |
| % 15 year fixed mortgage | 3.23% | 8.89% | 13.71% | 15.79% | 12.28% | 21.88% | 14.49% | 22.58% | 27.08% |
| avg mortgage rate | 5.99% | 4.06% | 2.49% | 2.97% | 4.13% | 3.80% | 3.66% | 3.21% | 3.18% |
| Avg credit score | 734.23 | 844.61 | 818.84 | 744.03 | 894.89 | 748.50 | 748.22 | 751.32 | 751.71 |
| Avg LTV (loan to value) | 88.06% | 85.42% | 84.85% | 86.21% | 83.53% | 82.80% | 83.88% | 84.18% | 81.94% |
| Avg DTI (debt to income) | 36.03 | 32.38 | 33.25 | 33.36 | 32.65 | 33.39 | 33.99 | 31.90 | 32.90 |
| % First time homebuyer | 45.16% | 46.67% | 41.94% | 37.89% | 43.86% | 23.44% | 28.99% | 35.48% | 25.00% |
| Avg mortgage insurance % | 17.00% | 16.22% | 14.39% | 16.15% | 12.65% | 12.31% | 13.54% | 12.26% | 6.56% |
Best Mortgage Brokers around Oskaloosa, Iowa 52577
For those searching for a new home in Oskaloosa, we have compiled a list of the top mortgage brokers located in and around Oskaloosa, Iowa 52577 to assist you with your search.
Name
Address
Contact
Allgood Mortgage Corporation
710 A Ave W
Oskaloosa IA 52577
(641) 676-3000
Wells Fargo Home Mortgage
119 High Ave E
Oskaloosa IA 52577
(641) 673-1742
info@arrowquick.com
Check 'n Go
209 Cornerstone Dr
Oskaloosa IA 52577
(641) 673-6466
comments@checkngo.com
Cnac
125 S Roosevelt Ave
Burlington IA 52577
(319) 754-4469
customerservice@jdbyrider.com
Main St Mortgage
210 Jefferson St
Burlington IA 52577
(319) 754-4484
http://www.mainstreetiowa.com/
Address
710 A Ave W
Oskaloosa IA
Contact
(641) 676-3000
Address
119 High Ave E
Oskaloosa IA
Contact
(641) 673-1742
info@arrowquick.com
Address
209 Cornerstone Dr
Oskaloosa IA
Contact
(641) 673-6466
comments@checkngo.com