Compare Today’s Mortgage Rates for Otley, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Otley, Iowa 50214. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,452 or $4 / month in Otley and other areas of Marion county.

Our search engine explores all home mortgage options in Otley, Iowa 50214, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Otley, Iowa 50214

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Otley, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Otley, IA 50214, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Otley, IA

Historical Mortgage Rates for Otley, Iowa 50214 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Otley, Iowa and around Marion county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Otley, Iowa 50214

If you’re looking to buy a new home in Otley, we have compiled a list of the leading mortgage brokers around Otley, Iowa 50214 to help you with your search.

Name
Address
Contact

Compass Mortgage

604 Franklin St

Pella IA 50214

(641) 628-9901

http://compmort.com

Vander Heiden Closings

626 Franklin St

Pella IA 50214

(641) 628-1047

Kristen Hurt

801 Broadway St

Pella IA 50214

(641) 871-0206

Cash-N-Go

231 S Main St

Osceola IA 50214

(641) 342-8866

investorrelations@firstcash.com

Cash N Go

1043 Sunset Dr

Norwalk IA 50214

(515) 981-0934

investorrelations@firstcash.com

Address

604 Franklin St

Pella IA

Contact

(641) 628-9901

http://compmort.com

Address

626 Franklin St

Pella IA

Contact

(641) 628-1047

Address

801 Broadway St

Pella IA

Contact

(641) 871-0206

News on Mortgages and Reverse Mortgages for Otley, Iowa 50214