Compare Today’s Mortgage Rates in Ottosen, Iowa 50570
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ottosen, Iowa 50570.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ottosen, Iowa 50570. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,796 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Ottosen and other areas of Humboldt county.
Summary of Average Mortgages in Ottosen, Iowa 50570
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Interactive Mortgage Rate Projections for Ottosen, Iowa 50570
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ottosen, IA 50570. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ottosen, Iowa 50570 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ottosen, Iowa and around Humboldt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.80% | 89.17% | 85.71% | 84.64% | 83.33% | 78.79% | 70.97% | 80.47% | 73.68% |
avg mortgage rate | 6.35% | 4.43% | 2.96% | 3.35% | 4.47% | 4.68% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 1.64% | 7.50% | 10.42% | 10.78% | 12.86% | 13.94% | 21.51% | 15.38% | 20.00% |
avg mortgage rate | 6.50% | 3.93% | 2.36% | 2.77% | 3.82% | 4.17% | 3.34% | 3.05% | 3.20% |
Avg credit score | 735.80 | 740.43 | 744.94 | 738.50 | 746.42 | 744.49 | 742.42 | 741.99 | 748.76 |
Avg LTV (loan to value) | 88.64% | 86.09% | 86.60% | 86.92% | 86.05% | 85.12% | 83.48% | 85.64% | 82.01% |
Avg DTI (debt to income) | 34.75 | 34.40 | 31.93 | 32.06 | 37.19 | 32.35 | 32.61 | 32.98 | 30.79 |
% First time homebuyer | 39.34% | 44.17% | 43.45% | 44.12% | 40.95% | 29.70% | 31.18% | 36.09% | 32.11% |
Avg mortgage insurance % | 19.33% | 16.32% | 16.26% | 16.16% | 15.26% | 14.25% | 13.85% | 15.94% | 12.19% |
Best Mortgage Brokers around Ottosen, Iowa 50570
For those searching for a new home in Ottosen, we have compiled a list of the top mortgage brokers located in and around Ottosen, Iowa 50570 to assist you with your search.
OneMain Financial
4618 University Ave
Cedar Falls IA 50570
(319) 266-6281
http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html
Farm Credit Service Of America
7419 Nordic Dr
Cedar Falls IA 50570
(319) 266-3551
webmaster@fcsamerica.com
Midwest Settlement Services, L
4817 University Ave
Cedar Falls IA 50570
(319) 553-3400
info@midwestsettlement.com
Wintrust Mortgage
4817 University Ave
Cedar Falls IA 50570
(319) 242-8021
http://www.wintrustmortgage.com/
Chec King Payday Advance
4116 University Ave
Cedar Falls IA 50570
(319) 268-4220
bassdog65@gmail.com
Address
4618 University Ave
Cedar Falls IA
Contact
(319) 266-6281
http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html
Address
7419 Nordic Dr
Cedar Falls IA
Contact
(319) 266-3551
webmaster@fcsamerica.com
Address
4817 University Ave
Cedar Falls IA
Contact
(319) 553-3400
info@midwestsettlement.com