Compare Today’s Mortgage Rates in Raymond, Iowa 50667
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Raymond, Iowa 50667.
Our search engine thoroughly explores all home mortgage options in Raymond, Iowa 50667, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,961 in lifetime cash or $28 per month in Raymond and other areas of Black Hawk county.
42.467169
-92.216247
21978
Summary of Average Mortgages in Raymond, Iowa 50667
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Raymond, Iowa 50667
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Raymond, Iowa 50667
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Raymond, IA 50667. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Raymond, Iowa 50667 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Raymond, Iowa and around Black Hawk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.57% | 90.32% | 90.06% | 90.86% | 82.83% | 74.66% | 79.04% | 87.84% | 86.11% |
avg mortgage rate | 6.26% | 4.50% | 2.84% | 3.15% | 4.20% | 4.41% | 3.97% | 3.66% | 3.90% |
% 15 year fixed mortgage | 6.08% | 6.74% | 7.99% | 7.80% | 14.81% | 22.62% | 18.78% | 8.81% | 10.19% |
avg mortgage rate | 5.85% | 3.86% | 2.27% | 2.53% | 3.56% | 3.71% | 3.21% | 2.84% | 3.20% |
Avg credit score | 740.05 | 751.62 | 749.97 | 772.38 | 752.76 | 756.99 | 793.99 | 756.87 | 752.00 |
Avg LTV (loan to value) | 86.95% | 85.33% | 86.27% | 87.67% | 85.38% | 79.56% | 81.74% | 84.43% | 80.97% |
Avg DTI (debt to income) | 35.86 | 34.25 | 32.46 | 33.02 | 32.67 | 32.00 | 32.33 | 31.01 | 30.67 |
% First time homebuyer | 42.57% | 37.83% | 40.74% | 42.47% | 41.08% | 25.34% | 31.44% | 36.78% | 25.46% |
Avg mortgage insurance % | 16.26% | 15.60% | 16.26% | 16.54% | 14.98% | 9.75% | 12.41% | 13.91% | 9.08% |
Best Mortgage Brokers around Raymond, Iowa 50667
For those searching for a new home in Raymond, we have compiled a list of the top mortgage brokers located in and around Raymond, Iowa 50667 to assist you with your search.
Name
Address
Contact
LSB Mortgage
999 Home Plz
Waterloo IA 50667
(319) 433-3777
mortgage@mylsb.com
Auto 4 Credit
4037 University Ave
Waterloo IA 50667
(319) 236-2886
Check 'n Go
2735 University Ave
Waterloo IA 50667
(319) 327-5367
comments@checkngo.com
Eric Meinders
425 Cedar St
Waterloo IA 50667
(319) 235-3254
eric.p.meinders@usbank.com
Wells Fargo Home Mortgage
191 W 5th St
Waterloo IA 50667
(319) 235-4900
http://www.wellsfargo.com/mortgage/
Address
999 Home Plz
Waterloo IA
Contact
(319) 433-3777
mortgage@mylsb.com
Address
4037 University Ave
Waterloo IA
Contact
(319) 236-2886
Address
2735 University Ave
Waterloo IA
Contact
(319) 327-5367
comments@checkngo.com