Compare Today’s Mortgage Rates in Richland, Iowa 52585
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Richland, Iowa 52585.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Richland, Iowa 52585. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,132 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Richland and other areas of Keokuk county.
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Summary of Average Mortgages in Richland, Iowa 52585
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Richland, Iowa 52585
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Richland, IA 52585. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Richland, Iowa 52585 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Richland, Iowa and around Keokuk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.77% | 90.00% | 81.45% | 80.00% | 78.95% | 70.31% | 81.16% | 72.58% | 68.75% |
| avg mortgage rate | 6.44% | 4.44% | 3.07% | 3.52% | 4.39% | 4.65% | 4.24% | 3.95% | 4.11% |
| % 15 year fixed mortgage | 3.23% | 8.89% | 13.71% | 15.79% | 12.28% | 21.88% | 14.49% | 22.58% | 27.08% |
| avg mortgage rate | 5.99% | 4.06% | 2.49% | 2.97% | 4.13% | 3.80% | 3.66% | 3.21% | 3.18% |
| Avg credit score | 734.23 | 844.61 | 818.84 | 744.03 | 894.89 | 748.50 | 748.22 | 751.32 | 751.71 |
| Avg LTV (loan to value) | 88.06% | 85.42% | 84.85% | 86.21% | 83.53% | 82.80% | 83.88% | 84.18% | 81.94% |
| Avg DTI (debt to income) | 36.03 | 32.38 | 33.25 | 33.36 | 32.65 | 33.39 | 33.99 | 31.90 | 32.90 |
| % First time homebuyer | 45.16% | 46.67% | 41.94% | 37.89% | 43.86% | 23.44% | 28.99% | 35.48% | 25.00% |
| Avg mortgage insurance % | 17.00% | 16.22% | 14.39% | 16.15% | 12.65% | 12.31% | 13.54% | 12.26% | 6.56% |
Best Mortgage Brokers around Richland, Iowa 52585
For those searching for a new home in Richland, we have compiled a list of the top mortgage brokers located in and around Richland, Iowa 52585 to assist you with your search.
Name
Address
Contact
Cnac
125 S Roosevelt Ave
Burlington IA 52585
(319) 754-4469
customerservice@jdbyrider.com
Main St Mortgage
210 Jefferson St
Burlington IA 52585
(319) 754-4484
http://www.mainstreetiowa.com/
First Choice Mortgage
415 S Roosevelt Ave
Burlington IA 52585
(319) 752-7778
Deedee Weicher
201 Jefferson St
Burlington IA 52585
(319) 753-8760
Country Home Loans
2216 James Ave
Mount Pleasant IA 52585
(319) 385-3191
subscriptionhelp@fcsamerica.co
Address
125 S Roosevelt Ave
Burlington IA
Contact
(319) 754-4469
customerservice@jdbyrider.com
Address
210 Jefferson St
Burlington IA
Contact
(319) 754-4484
http://www.mainstreetiowa.com/
Address
415 S Roosevelt Ave
Burlington IA
Contact
(319) 752-7778