Compare Today’s Mortgage Rates for Royal, Iowa

Pureloan searches mortgage lenders and major banks in Royal, Iowa 51357 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,882 or $8 / month is expected in Royal and other areas of Clay county.

Pureloan’s search engine explores all home mortgage options in Royal, Iowa 51357, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Royal, Iowa 51357

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Royal, IA 51357, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Royal, Iowa 51357 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Royal, Iowa and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Royal, Iowa 51357

If you’re looking to buy a new home in Royal, we have compiled a list of the leading mortgage brokers around Royal, Iowa 51357 to help you with your search.

Name
Address
Contact

Teams USA Mortgage

1718 Hill Ave

Spirit Lake IA 51357

(712) 336-2235

http://themortgagedoctorinc.com

PrimeLending, A PlainsCapital Company

1306 18th St

Spirit Lake IA 51357

(712) 336-6549

https://lo.primelending.com/spiritlake

Mortgage Doctor the Inc.

1718 Hill Ave

Spirit Lake IA 51357

(712) 336-2235

http://www.themortgagedoctorinc.com

Wells Fargo Home Mortgage

302 E 7th St

Carroll IA 51357

(712) 263-1949

http://www.wellsfargo.com/mortgage/

Farm Credit Service Of America

919 Bella Vista Dr

Carroll IA 51357

(712) 792-4941

webmaster@fcsamerica.com

Address

1718 Hill Ave

Spirit Lake IA

Contact

(712) 336-2235

http://themortgagedoctorinc.com

Address

1306 18th St

Spirit Lake IA

Contact

(712) 336-6549

https://lo.primelending.com/spiritlake

Address

1718 Hill Ave

Spirit Lake IA

Contact

(712) 336-2235

http://www.themortgagedoctorinc.com

News on Mortgages and Reverse Mortgages for Royal, Iowa 51357