Compare Today’s Mortgage Rates for Saint Charles, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saint Charles, Iowa 50240. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,532 or $7 / month in Saint Charles and surrounding areas of Madison county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saint Charles, Iowa 50240.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Charles, Iowa 50240

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Charles, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Charles, IA 50240, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Charles, IA

Historical Mortgage Rates for Saint Charles, Iowa 50240 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Charles, Iowa and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Charles, Iowa 50240

If you’re looking to buy a new home in Saint Charles, we have compiled a list of the leading mortgage brokers around Saint Charles, Iowa 50240 to help you with your search.

Name
Address
Contact

United Community Mortgage

1200 35th St

West Des Moines IA 50240

(515) 225-3100

Iowa Student Loan Liquidity

6805 Vista Dr

West Des Moines IA 50240

(515) 243-5626

http://studentloan.org

First Mortgage Co.

6917 Vista Dr

West Des Moines IA 50240

(515) 334-0934

kwheeler@firstmortgageco.com

Wells Fargo Home Mortgage

7001 Westown Pkwy

West Des Moines IA 50240

(515) 327-3300

http://www.wellsfargo.com/mortgage/

Citywide Mortgage Assoc

4200 University Ave

West Des Moines IA 50240

(515) 457-9599

springfield@citywidemortgage.com

Address

1200 35th St

West Des Moines IA

Contact

(515) 225-3100

Address

6805 Vista Dr

West Des Moines IA

Contact

(515) 243-5626

http://studentloan.org

Address

6917 Vista Dr

West Des Moines IA

Contact

(515) 334-0934

kwheeler@firstmortgageco.com

News on Mortgages and Reverse Mortgages for Saint Charles, Iowa 50240