Compare Today’s Mortgage Rates for Saint Lucas, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saint Lucas, Iowa 52166. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,611 or $10 / month in Saint Lucas and surrounding areas of Fayette county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saint Lucas, Iowa 52166.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Lucas, Iowa 52166

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Lucas, IA 52166, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Saint Lucas, Iowa 52166 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Saint Lucas, Iowa and around Fayette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Lucas, Iowa 52166

If you’re looking to buy a new home in Saint Lucas, we have compiled a list of the leading mortgage brokers around Saint Lucas, Iowa 52166 to help you with your search.

Name
Address
Contact

Globe

1927 Keokuk St

Iowa City IA 52166

(319) 338-5466

http://www.globeloans.com

Wells Fargo Home Mortgage

757 S Gilbert St

Iowa City IA 52166

(319) 358-5730

http://www.wellsfargo.com/mortgage/

Globe Loan Company

536 Southgate Ave

Iowa City IA 52166

(319) 338-5466

Wells Fargo Home Mortgage

103 E College St

Iowa City IA 52166

(319) 887-7473

http://www.wellsfargo.com/mortgage/

James Thibodeau

204 E Washington St

Iowa City IA 52166

(319) 356-9022

Address

1927 Keokuk St

Iowa City IA

Contact

(319) 338-5466

http://www.globeloans.com

Address

757 S Gilbert St

Iowa City IA

Contact

(319) 358-5730

http://www.wellsfargo.com/mortgage/

Address

536 Southgate Ave

Iowa City IA

Contact

(319) 338-5466

News on Mortgages and Reverse Mortgages for Saint Lucas, Iowa 52166