Compare Today’s Mortgage Rates in Searsboro, Iowa 50242
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Searsboro, Iowa 50242.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $2,250 over the lifetime of your 30-year fixed loan, or a monthly savings of $6 in Searsboro and other areas of Poweshiek county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Searsboro, Iowa 50242
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Searsboro, Iowa 50242
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Searsboro, IA 50242. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Searsboro, Iowa 50242 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Searsboro, Iowa and around Poweshiek county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.38% | 93.01% | 90.83% | 90.33% | 89.13% | 85.28% | 86.15% | 90.92% | 86.23% |
| avg mortgage rate | 6.26% | 4.35% | 2.86% | 3.19% | 4.21% | 4.49% | 4.09% | 3.85% | 4.04% |
| % 15 year fixed mortgage | 2.94% | 5.91% | 7.29% | 7.89% | 7.93% | 12.46% | 11.52% | 7.16% | 11.82% |
| avg mortgage rate | 5.52% | 3.38% | 2.31% | 2.76% | 3.57% | 3.90% | 3.24% | 3.04% | 3.26% |
| Avg credit score | 751.95 | 753.52 | 763.92 | 757.20 | 759.73 | 755.48 | 754.41 | 751.05 | 770.14 |
| Avg LTV (loan to value) | 81.54% | 82.68% | 83.12% | 83.96% | 83.15% | 80.13% | 81.76% | 83.85% | 82.16% |
| Avg DTI (debt to income) | 36.07 | 34.72 | 33.08 | 33.07 | 33.49 | 33.55 | 33.57 | 32.79 | 32.79 |
| % First time homebuyer | 44.96% | 43.44% | 35.14% | 37.00% | 32.45% | 30.74% | 31.55% | 29.67% | 31.99% |
| Avg mortgage insurance % | 13.29% | 13.58% | 13.42% | 14.76% | 13.68% | 11.32% | 11.97% | 14.82% | 11.57% |
Best Mortgage Brokers around Searsboro, Iowa 50242
For those searching for a new home in Searsboro, we have compiled a list of the top mortgage brokers located in and around Searsboro, Iowa 50242 to assist you with your search.
Name
Address
Contact
United Community Mortgage
1200 35th St
West Des Moines IA 50242
(515) 225-3100
Iowa Student Loan Liquidity
6805 Vista Dr
West Des Moines IA 50242
(515) 243-5626
http://studentloan.org
First Mortgage Co.
6917 Vista Dr
West Des Moines IA 50242
(515) 334-0934
kwheeler@firstmortgageco.com
Wells Fargo Home Mortgage
7001 Westown Pkwy
West Des Moines IA 50242
(515) 327-3300
http://www.wellsfargo.com/mortgage/
Citywide Mortgage Assoc
4200 University Ave
West Des Moines IA 50242
(515) 457-9599
springfield@citywidemortgage.com
Address
1200 35th St
West Des Moines IA
Contact
(515) 225-3100
Address
6805 Vista Dr
West Des Moines IA
Contact
(515) 243-5626
http://studentloan.org
Address
6917 Vista Dr
West Des Moines IA
Contact
(515) 334-0934
kwheeler@firstmortgageco.com