Compare Today’s Mortgage Rates for Spragueville, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Spragueville, Iowa 52074. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,704 or $5 / month in Spragueville and surrounding areas of Jackson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Spragueville, Iowa 52074.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spragueville, Iowa 52074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spragueville, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spragueville, IA 52074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spragueville, IA

Historical Mortgage Rates for Spragueville, Iowa 52074 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Spragueville, Iowa and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spragueville, Iowa 52074

If you’re looking to buy a new home in Spragueville, we have compiled a list of the leading mortgage brokers around Spragueville, Iowa 52074 to help you with your search.

Name
Address
Contact

Farm Credit Service Of America

2328 Millennium Rd

Decorah IA 52074

(563) 382-8413

http://fcsamerica.com

Security Loan Copany

210 Main St

Mc Gregor IA 52074

(563) 873-3464

http://www.alliedinsurance.com

Dan Bickel Insurance

210 Main St

Mc Gregor IA 52074

(563) 873-3464

http://www.alliedinsurance.com

Luana Savings Bank

130 Main St

Luana IA 52074

(563) 539-2166

http://luanasavingsbank.com

Luana Savings Bank

302 Main St

Luana IA 52074

(563) 539-2110

Address

2328 Millennium Rd

Decorah IA

Contact

(563) 382-8413

http://fcsamerica.com

Address

210 Main St

Mc Gregor IA

Contact

(563) 873-3464

http://www.alliedinsurance.com

Address

210 Main St

Mc Gregor IA

Contact

(563) 873-3464

http://www.alliedinsurance.com

News on Mortgages and Reverse Mortgages for Spragueville, Iowa 52074