Compare Today’s Mortgage Rates in Urbana, Iowa 52345
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Urbana, Iowa 52345.
Our search engine thoroughly explores all home mortgage options in Urbana, Iowa 52345, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,961 in lifetime cash or $28 per month in Urbana and other areas of Benton county.
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Summary of Average Mortgages in Urbana, Iowa 52345
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Urbana, Iowa 52345
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Urbana, IA 52345. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Urbana, Iowa 52345 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Urbana, Iowa and around Benton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.10% | 88.60% | 91.76% | 90.43% | 89.36% | 81.02% | 83.33% | 89.84% | 87.78% |
avg mortgage rate | 6.18% | 4.38% | 2.82% | 3.11% | 4.14% | 4.35% | 4.00% | 3.70% | 3.89% |
% 15 year fixed mortgage | 8.90% | 9.21% | 6.59% | 8.51% | 7.98% | 15.66% | 13.52% | 8.82% | 10.29% |
avg mortgage rate | 5.53% | 3.78% | 2.20% | 2.63% | 3.68% | 3.76% | 3.10% | 2.82% | 3.00% |
Avg credit score | 752.32 | 754.52 | 756.31 | 754.97 | 754.73 | 764.65 | 759.10 | 755.55 | 763.15 |
Avg LTV (loan to value) | 79.50% | 81.33% | 81.89% | 81.93% | 82.30% | 79.92% | 80.40% | 82.53% | 78.98% |
Avg DTI (debt to income) | 36.27 | 34.68 | 32.34 | 32.75 | 34.70 | 32.30 | 31.95 | 31.93 | 31.03 |
% First time homebuyer | 42.47% | 39.91% | 32.42% | 28.94% | 28.72% | 28.01% | 26.10% | 28.34% | 26.69% |
Avg mortgage insurance % | 10.99% | 12.46% | 12.49% | 13.13% | 12.84% | 10.05% | 9.79% | 12.58% | 5.86% |
Best Mortgage Brokers around Urbana, Iowa 52345
For those searching for a new home in Urbana, we have compiled a list of the top mortgage brokers located in and around Urbana, Iowa 52345 to assist you with your search.
Name
Address
Contact
LoanMax
901 7th Ave
Marion IA 52345
(319) 447-9158
P R Mortgage Processing
2230 Tamerac Cir
Marion IA 52345
(319) 362-5323
Commercial Power Finance
701 Tama St
Marion IA 52345
(319) 447-5700
http://www.berthel.com
Wells Fargo Home Mortgage
340 7th Ave
Marion IA 52345
(319) 377-1285
http://www.wellsfargo.com/mortgage/
Berry Investments
888 10th St
Marion IA 52345
(319) 373-7742
Address
901 7th Ave
Marion IA
Contact
(319) 447-9158
Address
2230 Tamerac Cir
Marion IA
Contact
(319) 362-5323
Address
701 Tama St
Marion IA
Contact
(319) 447-5700
http://www.berthel.com