Compare Today’s Mortgage Rates in Waterville, Iowa 52170
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Waterville, Iowa 52170.
Our search engine thoroughly explores all home mortgage options in Waterville, Iowa 52170, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,680 in lifetime cash or $16 per month in Waterville and other areas of Allamakee county.
Summary of Average Mortgages in Waterville, Iowa 52170
Become a certified mortgage expert on Pureloan.com
in Waterville, Iowa 52170
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Waterville, Iowa 52170
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waterville, IA 52170. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waterville, Iowa 52170 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waterville, Iowa and around Allamakee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.15% | 90.68% | 95.19% | 91.82% | 85.81% | 85.27% | 83.22% | 82.47% | 82.94% |
avg mortgage rate | 6.20% | 4.66% | 2.84% | 3.22% | 4.18% | 4.40% | 3.97% | 3.58% | 3.87% |
% 15 year fixed mortgage | 3.85% | 8.07% | 4.28% | 5.45% | 11.07% | 10.85% | 10.84% | 15.12% | 14.72% |
avg mortgage rate | 5.29% | 4.38% | 2.26% | 2.64% | 3.55% | 3.85% | 3.14% | 2.84% | 3.04% |
Avg credit score | 738.68 | 746.60 | 741.91 | 751.27 | 756.82 | 793.04 | 758.32 | 758.01 | 756.02 |
Avg LTV (loan to value) | 84.19% | 80.89% | 84.87% | 83.55% | 81.16% | 81.80% | 80.28% | 81.86% | 80.42% |
Avg DTI (debt to income) | 35.62 | 34.93 | 33.37 | 32.89 | 33.29 | 33.46 | 32.71 | 33.43 | 32.62 |
% First time homebuyer | 55.13% | 40.99% | 43.32% | 37.73% | 31.83% | 27.91% | 30.42% | 27.49% | 19.40% |
Avg mortgage insurance % | 14.03% | 12.18% | 14.86% | 13.84% | 12.35% | 12.25% | 11.02% | 12.66% | 10.07% |
Best Mortgage Brokers around Waterville, Iowa 52170
For those searching for a new home in Waterville, we have compiled a list of the top mortgage brokers located in and around Waterville, Iowa 52170 to assist you with your search.
Globe
1927 Keokuk St
Iowa City IA 52170
(319) 338-5466
http://www.globeloans.com
Wells Fargo Home Mortgage
757 S Gilbert St
Iowa City IA 52170
(319) 358-5730
http://www.wellsfargo.com/mortgage/
Globe Loan Company
536 Southgate Ave
Iowa City IA 52170
(319) 338-5466
Wells Fargo Home Mortgage
103 E College St
Iowa City IA 52170
(319) 887-7473
http://www.wellsfargo.com/mortgage/
James Thibodeau
204 E Washington St
Iowa City IA 52170
(319) 356-9022
Address
1927 Keokuk St
Iowa City IA
Contact
(319) 338-5466
http://www.globeloans.com
Address
757 S Gilbert St
Iowa City IA
Contact
(319) 358-5730
http://www.wellsfargo.com/mortgage/
Address
536 Southgate Ave
Iowa City IA
Contact
(319) 338-5466