Compare Today’s Mortgage Rates in West Point, Iowa 52656
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in West Point, Iowa 52656.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in West Point, Iowa 52656. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,441 over the lifetime of your mortgage, which translates to a monthly savings of $12 in West Point and other areas of Lee county.
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Summary of Average Mortgages in West Point, Iowa 52656
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for West Point, Iowa 52656
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Point, IA 52656. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Point, Iowa 52656 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Point, Iowa and around Lee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.00% | 91.84% | 89.66% | 79.31% | 81.67% | 79.07% | 71.43% | 85.42% | 72.00% |
| avg mortgage rate | 6.49% | 4.49% | 3.01% | 3.43% | 4.39% | 4.76% | 4.19% | 3.95% | 4.06% |
| % 15 year fixed mortgage | 8.00% | 7.14% | 6.90% | 15.52% | 16.67% | 20.93% | 19.05% | 8.33% | 22.00% |
| avg mortgage rate | 6.00% | 4.21% | 2.33% | 3.03% | 3.70% | 3.83% | 3.23% | 3.12% | 3.31% |
| Avg credit score | 735.16 | 734.81 | 739.47 | 739.97 | 742.32 | 744.40 | 749.10 | 742.88 | 752.78 |
| Avg LTV (loan to value) | 86.72% | 86.02% | 88.53% | 86.79% | 82.48% | 82.21% | 82.81% | 87.48% | 81.98% |
| Avg DTI (debt to income) | 33.28 | 34.07 | 32.70 | 32.26 | 30.63 | 29.09 | 30.10 | 33.08 | 34.02 |
| % First time homebuyer | 52.00% | 45.92% | 35.63% | 41.38% | 38.33% | 27.91% | 19.05% | 39.58% | 26.00% |
| Avg mortgage insurance % | 14.40% | 17.58% | 18.77% | 16.64% | 13.00% | 12.65% | 11.29% | 17.38% | 8.90% |
Best Mortgage Brokers around West Point, Iowa 52656
For those searching for a new home in West Point, we have compiled a list of the top mortgage brokers located in and around West Point, Iowa 52656 to assist you with your search.
Name
Address
Contact
Lloyd's Plan
204 4th Ave S
Clinton IA 52656
(563) 242-8800
penny@lpiloans.com
Check 'n Go
1663 Lincoln Way
Clinton IA 52656
(563) 275-3740
comments@checkngo.com
Action Home Loans
212 23rd Ave N
Clinton IA 52656
(563) 242-4669
maryshalala@actionhomeloans.ne
Matthew S. Fargher
405 S 3rd St
Clinton IA 52656
(563) 244-8308
matthew.fargher@usbank.com
Shane Bark
405 S 3rd St
Clinton IA 52656
(563) 244-8336
Address
204 4th Ave S
Clinton IA
Contact
(563) 242-8800
penny@lpiloans.com
Address
1663 Lincoln Way
Clinton IA
Contact
(563) 275-3740
comments@checkngo.com
Address
212 23rd Ave N
Clinton IA
Contact
(563) 242-4669
maryshalala@actionhomeloans.ne