Compare Today’s Mortgage Rates for Winthrop, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Winthrop, Iowa 50682. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,704 or $5 / month in Winthrop and other areas of Buchanan county.

Our search engine explores all home mortgage options in Winthrop, Iowa 50682, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Winthrop, Iowa 50682

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Winthrop, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Winthrop, IA 50682, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Winthrop, IA

Historical Mortgage Rates for Winthrop, Iowa 50682 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Winthrop, Iowa and around Buchanan county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Winthrop, Iowa 50682

If you’re looking to buy a new home in Winthrop, we have compiled a list of the leading mortgage brokers around Winthrop, Iowa 50682 to help you with your search.

Name
Address
Contact

LSB Mortgage

999 Home Plz

Waterloo IA 50682

(319) 433-3777

mortgage@mylsb.com

Auto 4 Credit

4037 University Ave

Waterloo IA 50682

(319) 236-2886

Check 'n Go

2735 University Ave

Waterloo IA 50682

(319) 327-5367

comments@checkngo.com

Eric Meinders

425 Cedar St

Waterloo IA 50682

(319) 235-3254

eric.p.meinders@usbank.com

Wells Fargo Home Mortgage

191 W 5th St

Waterloo IA 50682

(319) 235-4900

http://www.wellsfargo.com/mortgage/

Address

999 Home Plz

Waterloo IA

Contact

(319) 433-3777

mortgage@mylsb.com

Address

4037 University Ave

Waterloo IA

Contact

(319) 236-2886

Address

2735 University Ave

Waterloo IA

Contact

(319) 327-5367

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Winthrop, Iowa 50682