Compare Today’s Mortgage Rates in Zearing, Iowa 50278
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Zearing, Iowa 50278.
Our search engine thoroughly explores all home mortgage options in Zearing, Iowa 50278, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,535 in lifetime cash or $21 per month in Zearing and other areas of Story county.
Summary of Average Mortgages in Zearing, Iowa 50278
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Interactive Mortgage Rate Projections for Zearing, Iowa 50278
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Zearing, IA 50278. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Zearing, Iowa 50278 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Zearing, Iowa and around Story county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.38% | 93.01% | 90.83% | 90.33% | 89.13% | 85.28% | 86.15% | 90.92% | 86.23% |
avg mortgage rate | 6.26% | 4.35% | 2.86% | 3.19% | 4.21% | 4.49% | 4.09% | 3.85% | 4.04% |
% 15 year fixed mortgage | 2.94% | 5.91% | 7.29% | 7.89% | 7.93% | 12.46% | 11.52% | 7.16% | 11.82% |
avg mortgage rate | 5.52% | 3.38% | 2.31% | 2.76% | 3.57% | 3.90% | 3.24% | 3.04% | 3.26% |
Avg credit score | 751.95 | 753.52 | 763.92 | 757.20 | 759.73 | 755.48 | 754.41 | 751.05 | 770.14 |
Avg LTV (loan to value) | 81.54% | 82.68% | 83.12% | 83.96% | 83.15% | 80.13% | 81.76% | 83.85% | 82.16% |
Avg DTI (debt to income) | 36.07 | 34.72 | 33.08 | 33.07 | 33.49 | 33.55 | 33.57 | 32.79 | 32.79 |
% First time homebuyer | 44.96% | 43.44% | 35.14% | 37.00% | 32.45% | 30.74% | 31.55% | 29.67% | 31.99% |
Avg mortgage insurance % | 13.29% | 13.58% | 13.42% | 14.76% | 13.68% | 11.32% | 11.97% | 14.82% | 11.57% |
Best Mortgage Brokers around Zearing, Iowa 50278
For those searching for a new home in Zearing, we have compiled a list of the top mortgage brokers located in and around Zearing, Iowa 50278 to assist you with your search.
Check Smart
2611 Ingersoll Ave
Des Moines IA 50278
(515) 244-9024
Wells Fargo Home Mortgage
666 Walnut St
Des Moines IA 50278
(515) 245-3490
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
405 SW 5th St
Des Moines IA 50278
(515) 237-7900
robert.maund@abbotdowning.com
IPE Closing & Escrow
1922 Ingersoll Ave
Des Moines IA 50278
(515) 288-6500
bpeterson@ipeclosing.com
My Iowa Payday
319 7th St
Des Moines IA 50278
(515) 608-8287
support@myiowapayday.com
Address
2611 Ingersoll Ave
Des Moines IA
Contact
(515) 244-9024
Address
666 Walnut St
Des Moines IA
Contact
(515) 245-3490
http://www.wellsfargo.com/mortgage/
Address
405 SW 5th St
Des Moines IA
Contact
(515) 237-7900
robert.maund@abbotdowning.com