Compare Today’s Mortgage Rates in Bancroft, Idaho 83217
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bancroft, Idaho 83217.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,753 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Bancroft and other areas of Caribou county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Bancroft, Idaho 83217
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Interactive Mortgage Rate Projections for Bancroft, Idaho 83217
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bancroft, ID 83217. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bancroft, Idaho 83217 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bancroft, Idaho and around Caribou county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
% 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
% First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Bancroft, Idaho 83217
For those searching for a new home in Bancroft, we have compiled a list of the top mortgage brokers located in and around Bancroft, Idaho 83217 to assist you with your search.
Southeast Financial
1010 W Bridge St
Blackfoot ID 83217
(208) 785-6663
southeastfinancial@live.com
Advance Check Loans
310 N Meridian St
Blackfoot ID 83217
(208) 785-7690
info@advancetitleloan.com
Idaho Agricultural Credit Association
188 W Judicial St
Blackfoot ID 83217
(208) 785-1510
seeley@idahoagcredit.com
Hometown Mortgage
167 W Bridge St
Blackfoot ID 83217
(208) 785-4600
First American Title
580 Jensen Grove Dr
Blackfoot ID 83217
(208) 785-2515
yip@firstam.com.hk
Address
1010 W Bridge St
Blackfoot ID
Contact
(208) 785-6663
southeastfinancial@live.com
Address
310 N Meridian St
Blackfoot ID
Contact
(208) 785-7690
info@advancetitleloan.com
Address
188 W Judicial St
Blackfoot ID
Contact
(208) 785-1510
seeley@idahoagcredit.com