Compare Today’s Mortgage Rates for Basalt, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Basalt, Idaho 83218. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,280 or $23 / month in Basalt and surrounding areas of Bingham county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Basalt, Idaho 83218.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Basalt, Idaho 83218

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Basalt, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Basalt, ID 83218, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Basalt, ID

Historical Mortgage Rates for Basalt, Idaho 83218 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Basalt, Idaho and around Bingham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Basalt, Idaho 83218

If you’re looking to buy a new home in Basalt, we have compiled a list of the leading mortgage brokers around Basalt, Idaho 83218 to help you with your search.

Name
Address
Contact

Southeast Financial

1010 W Bridge St

Blackfoot ID 83218

(208) 785-6663

southeastfinancial@live.com

Advance Check Loans

310 N Meridian St

Blackfoot ID 83218

(208) 785-7690

info@advancetitleloan.com

Idaho Agricultural Credit Association

188 W Judicial St

Blackfoot ID 83218

(208) 785-1510

seeley@idahoagcredit.com

Hometown Mortgage

167 W Bridge St

Blackfoot ID 83218

(208) 785-4600

First American Title

580 Jensen Grove Dr

Blackfoot ID 83218

(208) 785-2515

yip@firstam.com.hk

Address

1010 W Bridge St

Blackfoot ID

Contact

(208) 785-6663

southeastfinancial@live.com

Address

310 N Meridian St

Blackfoot ID

Contact

(208) 785-7690

info@advancetitleloan.com

Address

188 W Judicial St

Blackfoot ID

Contact

(208) 785-1510

seeley@idahoagcredit.com

News on Mortgages and Reverse Mortgages for Basalt, Idaho 83218