Compare Today’s Mortgage Rates for Boise, Idaho

Pureloan searches mortgage lenders and major banks in Boise, Idaho 83799 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,772 or $55 / month is expected in Boise and other areas of Kootenai county.

Pureloan’s search engine explores all home mortgage options in Boise, Idaho 83799, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Boise, Idaho 83799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Boise, ID 83799, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Boise, Idaho 83799 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Boise, Idaho and around Kootenai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.18% 87.91% 84.22% 87.56% 91.25% 87.83% 91.34% 93.85%
avg mortgage rate 4.90% 4.67% 3.90% 4.01% 4.47% 4.14% 3.94% 4.16%
% 15 year fixed mortgage 7.89% 11.13% 13.86% 11.46% 7.50% 10.14% 7.46% 5.59%
avg mortgage rate 4.21% 3.87% 3.27% 3.20% 3.56% 3.32% 3.16% 3.30%
Avg credit score 769.23 771.41 769.70 768.71 760.75 760.30 756.30 765.25
Avg LTV (loan to value) 76.35% 77.79% 77.91% 78.40% 80.33% 80.08% 80.11% 79.63%
Avg DTI (debt to income) 30.73 30.06 30.61 30.74 32.55 33.00 32.67 33.46
% First time homebuyer 25.29% 27.26% 15.14% 17.18% 21.88% 21.60% 20.99% 21.23%
Avg mortgage insurance % 3.15% 5.16% 6.06% 7.50% 8.85% 9.92% 10.12% 9.79%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boise, Idaho 83799

If you’re looking to buy a new home in Boise, we have compiled a list of the leading mortgage brokers around Boise, Idaho 83799 to help you with your search.

Name
Address
Contact

Check-N-Loan

4580 W State St

Boise ID 83799

(208) 429-9200

Affordable Loans

4110 W State St

Boise ID 83799

(208) 345-5604

American Nationwide Mortgage

6126 W State St

Boise ID 83799

(208) 947-7080

Wells Fargo Home Mortgage

4630 W State St

Boise ID 83799

(208) 424-3589

http://www.wellsfargo.com/mortgage/

CHERRY CREEK MORTGAGE Co.

3778 N Plantation River Dr

Boise ID 83799

(208) 853-1840

http://www.cherrycreekmortgage.com/

Address

4580 W State St

Boise ID

Contact

(208) 429-9200

Address

4110 W State St

Boise ID

Contact

(208) 345-5604

Address

6126 W State St

Boise ID

Contact

(208) 947-7080

News on Mortgages and Reverse Mortgages for Boise, Idaho 83799