Compare Today’s Mortgage Rates for Boise, Idaho
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Boise, Idaho 83706. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $33,789 or $94 / month in Boise and surrounding areas of Ada county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Boise, Idaho 83706.
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Summary of Average Mortgage Terms in Boise, Idaho 83706
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Expected Savings
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Interactive Mortgage Rate Projections for Boise, ID
To forecast and predict mortgage rates in Boise, ID 83706, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Boise, Idaho 83706 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Boise, Idaho and around Ada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.18% | 87.91% | 84.22% | 87.56% | 91.25% | 87.83% | 91.34% | 93.85% |
| avg mortgage rate | 4.90% | 4.67% | 3.90% | 4.01% | 4.47% | 4.14% | 3.94% | 4.16% |
| % 15 year fixed mortgage | 7.89% | 11.13% | 13.86% | 11.46% | 7.50% | 10.14% | 7.46% | 5.59% |
| avg mortgage rate | 4.21% | 3.87% | 3.27% | 3.20% | 3.56% | 3.32% | 3.16% | 3.30% |
| Avg credit score | 769.23 | 771.41 | 769.70 | 768.71 | 760.75 | 760.30 | 756.30 | 765.25 |
| Avg LTV (loan to value) | 76.35% | 77.79% | 77.91% | 78.40% | 80.33% | 80.08% | 80.11% | 79.63% |
| Avg DTI (debt to income) | 30.73 | 30.06 | 30.61 | 30.74 | 32.55 | 33.00 | 32.67 | 33.46 |
| % First time homebuyer | 25.29% | 27.26% | 15.14% | 17.18% | 21.88% | 21.60% | 20.99% | 21.23% |
| Avg mortgage insurance % | 3.15% | 5.16% | 6.06% | 7.50% | 8.85% | 9.92% | 10.12% | 9.79% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Boise, Idaho 83706
If you’re looking to buy a new home in Boise, we have compiled a list of the leading mortgage brokers around Boise, Idaho 83706 to help you with your search.
Name
Address
Contact
Check-N-Loan
4580 W State St
Boise ID 83706
(208) 429-9200
Affordable Loans
4110 W State St
Boise ID 83706
(208) 345-5604
American Nationwide Mortgage
6126 W State St
Boise ID 83706
(208) 947-7080
Wells Fargo Home Mortgage
4630 W State St
Boise ID 83706
(208) 424-3589
http://www.wellsfargo.com/mortgage/
CHERRY CREEK MORTGAGE Co.
3778 N Plantation River Dr
Boise ID 83706
(208) 853-1840
http://www.cherrycreekmortgage.com/
Address
4580 W State St
Boise ID
Contact
(208) 429-9200
Address
4110 W State St
Boise ID
Contact
(208) 345-5604
Address
6126 W State St
Boise ID
Contact
(208) 947-7080