Compare Today’s Mortgage Rates for Boise, Idaho

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Boise, Idaho 83799. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $56,658 or $157 / month in Boise and surrounding areas of Ada county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Boise, Idaho 83799.

No suitable program is found

Summary of Average Mortgage Terms in Boise, Idaho 83799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Boise, Idaho 83799 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Boise, Idaho and around Ada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 91.18% 87.91% 84.22% 87.56% 91.25% 87.83% 91.34% 93.85%
avg mortgage rate 4.90% 4.67% 3.90% 4.01% 4.47% 4.14% 3.94% 4.16%
% 15 year fixed mortgage 7.89% 11.13% 13.86% 11.46% 7.50% 10.14% 7.46% 5.59%
avg mortgage rate 4.21% 3.87% 3.27% 3.20% 3.56% 3.32% 3.16% 3.30%
% 10 year fixed mortgage 0.23% 0.38% 1.07% 0.13% 0.12% 0.18%
avg mortgage rate 3.75% 3.63% 3.05% 3.25% 3.00% 2.93%
Avg credit score 769.23 771.41 769.70 768.71 760.75 760.30 756.30 765.25
Avg LTV (loan to value) 76.35% 77.79% 77.91% 78.40% 80.33% 80.08% 80.11% 79.63%
Avg Combined LTV (loan to value) 77.01% 78.00% 78.08% 79.03% 80.94% 80.69% 80.48% 79.94%
Avg DTI (debt to income) 30.73 30.06 30.61 30.74 32.55 33.00 32.67 33.46
% First time homebuyer 25.29% 27.26% 15.14% 17.18% 21.88% 21.60% 20.99% 21.23%
Avg mortgage insurance % 3.15% 5.16% 6.06% 7.50% 8.85% 9.92% 10.12% 9.79%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boise, Idaho 83799

If you’re looking to buy a new home in Boise, we have compiled a list of the leading mortgage brokers around Boise, Idaho 83799 to help you with your search.

Name
Address
Contact

Check-N-Loan

4580 W State St

Boise ID 83799

(208) 429-9200

Affordable Loans

4110 W State St

Boise ID 83799

(208) 345-5604

American Nationwide Mortgage

6126 W State St

Boise ID 83799

(208) 947-7080

Wells Fargo Home Mortgage

4630 W State St

Boise ID 83799

(208) 424-3589

http://www.wellsfargo.com/mortgage/

CHERRY CREEK MORTGAGE Co.

3778 N Plantation River Dr

Boise ID 83799

(208) 853-1840

http://www.cherrycreekmortgage.com/

Address

4580 W State St

Boise ID

Contact

(208) 429-9200

Address

4110 W State St

Boise ID

Contact

(208) 345-5604

Address

6126 W State St

Boise ID

Contact

(208) 947-7080

News on Mortgages and Reverse Mortgages for Boise, Idaho 83799