Compare Today’s Mortgage Rates for Boise, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Boise, Idaho 83706. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,934 or $39 / month in Boise and surrounding areas of Ada county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Boise, Idaho 83706.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Boise, Idaho 83706

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Boise, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Boise, ID 83706, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Boise, ID

Historical Mortgage Rates for Boise, Idaho 83706 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Boise, Idaho and around Ada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.18% 87.91% 84.22% 87.56% 91.25% 87.83% 91.34% 93.85%
avg mortgage rate 4.90% 4.67% 3.90% 4.01% 4.47% 4.14% 3.94% 4.16%
% 15 year fixed mortgage 7.89% 11.13% 13.86% 11.46% 7.50% 10.14% 7.46% 5.59%
avg mortgage rate 4.21% 3.87% 3.27% 3.20% 3.56% 3.32% 3.16% 3.30%
Avg credit score 769.23 771.41 769.70 768.71 760.75 760.30 756.30 765.25
Avg LTV (loan to value) 76.35% 77.79% 77.91% 78.40% 80.33% 80.08% 80.11% 79.63%
Avg DTI (debt to income) 30.73 30.06 30.61 30.74 32.55 33.00 32.67 33.46
% First time homebuyer 25.29% 27.26% 15.14% 17.18% 21.88% 21.60% 20.99% 21.23%
Avg mortgage insurance % 3.15% 5.16% 6.06% 7.50% 8.85% 9.92% 10.12% 9.79%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boise, Idaho 83706

If you’re looking to buy a new home in Boise, we have compiled a list of the leading mortgage brokers around Boise, Idaho 83706 to help you with your search.

Name
Address
Contact

Check-N-Loan

4580 W State St

Boise ID 83706

(208) 429-9200

Affordable Loans

4110 W State St

Boise ID 83706

(208) 345-5604

American Nationwide Mortgage

6126 W State St

Boise ID 83706

(208) 947-7080

Wells Fargo Home Mortgage

4630 W State St

Boise ID 83706

(208) 424-3589

http://www.wellsfargo.com/mortgage/

CHERRY CREEK MORTGAGE Co.

3778 N Plantation River Dr

Boise ID 83706

(208) 853-1840

http://www.cherrycreekmortgage.com/

Address

4580 W State St

Boise ID

Contact

(208) 429-9200

Address

4110 W State St

Boise ID

Contact

(208) 345-5604

Address

6126 W State St

Boise ID

Contact

(208) 947-7080

News on Mortgages and Reverse Mortgages for Boise, Idaho 83706