Compare Today’s Mortgage Rates for Calder, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Calder, Idaho 83808. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,322 or $20 / month in Calder and surrounding areas of Benewah county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Calder, Idaho 83808.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Calder, Idaho 83808

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Calder, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Calder, ID 83808, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Calder, ID

Historical Mortgage Rates for Calder, Idaho 83808 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Calder, Idaho and around Benewah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Calder, Idaho 83808

If you’re looking to buy a new home in Calder, we have compiled a list of the leading mortgage brokers around Calder, Idaho 83808 to help you with your search.

Name
Address
Contact

Carlsen, Steven

1859 N Lakewood Dr

Coeur d'Alene ID 83808

(208) 819-8205

Jeff Withycombe

302 E Sherman Ave

Coeur d'Alene ID 83808

(208) 769-4516

Moneytree

223 W Appleway Ave

Coeur d'Alene ID 83808

(208) 769-7500

customerservice@moneytreeinc.com

Academy Mortgage - Coeur d'Alene

1038 Northwest Blvd

Coeur d'Alene ID 83808

(208) 664-1925

contact@academymortgage.com

Platinum Home Mortgage

1859 N Lakewood Dr

Coeur d'Alene ID 83808

(208) 667-8795

http://www.ephmc.com/scarlsen

Address

1859 N Lakewood Dr

Coeur d'Alene ID

Contact

(208) 819-8205

Address

302 E Sherman Ave

Coeur d'Alene ID

Contact

(208) 769-4516

Address

223 W Appleway Ave

Coeur d'Alene ID

Contact

(208) 769-7500

customerservice@moneytreeinc.com

News on Mortgages and Reverse Mortgages for Calder, Idaho 83808