Compare Today’s Mortgage Rates in Caldwell, Idaho 83606
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Caldwell, Idaho 83606.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Caldwell, Idaho 83606. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,947 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Caldwell and other areas of Canyon county.
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Summary of Average Mortgages in Caldwell, Idaho 83606
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Caldwell, Idaho 83606
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Caldwell, ID 83606. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Caldwell, Idaho 83606 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Caldwell, Idaho and around Canyon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.05% | 96.93% | 96.77% | 95.94% | 95.92% | 94.23% | 92.51% | 93.82% | 91.23% |
| avg mortgage rate | 6.14% | 4.37% | 2.99% | 3.37% | 4.32% | 4.68% | 4.23% | 3.94% | 4.14% |
| % 15 year fixed mortgage | 1.95% | 2.39% | 2.82% | 3.36% | 3.34% | 4.97% | 5.56% | 4.98% | 7.57% |
| avg mortgage rate | 5.40% | 3.75% | 2.47% | 2.84% | 3.86% | 4.05% | 3.40% | 3.26% | 3.32% |
| Avg credit score | 753.58 | 758.82 | 761.00 | 753.78 | 754.29 | 761.31 | 759.00 | 751.80 | 757.69 |
| Avg LTV (loan to value) | 76.08% | 72.99% | 76.96% | 78.76% | 79.31% | 75.39% | 77.96% | 79.50% | 78.94% |
| Avg DTI (debt to income) | 39.15 | 37.42 | 35.70 | 35.77 | 36.23 | 36.21 | 34.90 | 34.67 | 34.02 |
| % First time homebuyer | 38.63% | 27.82% | 27.85% | 29.21% | 27.68% | 14.66% | 15.03% | 16.27% | 16.71% |
| Avg mortgage insurance % | 10.85% | 8.32% | 9.48% | 9.63% | 9.17% | 7.98% | 9.08% | 9.98% | 9.35% |
Best Mortgage Brokers around Caldwell, Idaho 83606
For those searching for a new home in Caldwell, we have compiled a list of the top mortgage brokers located in and around Caldwell, Idaho 83606 to assist you with your search.
Name
Address
Contact
Royal Management
5216 Cleveland Blvd
Caldwell ID 83606
(208) 454-5550
Convenient Loan
5216 Cleveland Blvd
Caldwell ID 83606
(208) 454-5160
Wells Fargo Home Mortgage
5218 Cleveland Blvd
Caldwell ID 83606
(208) 454-5068
http://www.wellsfargo.com/mortgage/
Koen Corporation
420 Fillmore St
Caldwell ID 83606
(208) 629-2947
Wells Fargo Home Mortgage
823 Cleveland Blvd
Caldwell ID 83606
(208) 454-1840
http://www.wellsfargo.com/mortgage/
Address
5216 Cleveland Blvd
Caldwell ID
Contact
(208) 454-5550
Address
5216 Cleveland Blvd
Caldwell ID
Contact
(208) 454-5160
Address
5218 Cleveland Blvd
Caldwell ID
Contact
(208) 454-5068
http://www.wellsfargo.com/mortgage/