Compare Today’s Mortgage Rates for Carmen, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Carmen, Idaho 83462. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,414 or $43 / month in Carmen and surrounding areas of Lemhi county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Carmen, Idaho 83462.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Carmen, Idaho 83462

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carmen, ID 83462, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carmen, Idaho 83462 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carmen, Idaho and around Lemhi county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.75% 84.50% 83.20% 83.97% 87.15% 87.50% 86.55% 85.58%
avg mortgage rate 4.83% 4.61% 3.82% 3.90% 4.35% 3.99% 3.79% 4.08%
% 15 year fixed mortgage 9.58% 13.50% 14.00% 14.42% 9.82% 9.04% 10.92% 12.98%
avg mortgage rate 4.37% 3.84% 3.25% 3.03% 3.39% 3.31% 2.97% 3.15%
Avg credit score 765.17 766.42 760.59 763.55 760.80 756.72 752.21 750.14
Avg LTV (loan to value) 76.43% 79.97% 79.40% 80.06% 82.31% 81.18% 83.04% 80.87%
Avg DTI (debt to income) 30.15 30.81 30.66 31.13 31.63 32.08 33.11 32.95
% First time homebuyer 25.00% 24.00% 20.00% 16.35% 28.72% 26.73% 24.16% 17.79%
Avg mortgage insurance % 5.52% 7.30% 8.25% 9.26% 10.35% 10.94% 12.87% 11.60%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carmen, Idaho 83462

If you’re looking to buy a new home in Carmen, we have compiled a list of the leading mortgage brokers around Carmen, Idaho 83462 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

116 N Andrews St

Salmon ID 83462

(208) 756-8845

http://www.wellsfargo.com/mortgage/

Usda Natl Finance Center

1206 S Challis St

Salmon ID 83462

(208) 756-1480

Us D A-National Finance Center

176 S Railroad St

Leadore ID 83462

(208) 768-2373

World Finance

1702 21st St

Lewiston ID 83462

(208) 743-2053

Ics Financial

3139 5th St

Lewiston ID 83462

(208) 746-3003

Address

116 N Andrews St

Salmon ID

Contact

(208) 756-8845

http://www.wellsfargo.com/mortgage/

Address

1206 S Challis St

Salmon ID

Contact

(208) 756-1480

Address

176 S Railroad St

Leadore ID

Contact

(208) 768-2373

News on Mortgages and Reverse Mortgages for Carmen, Idaho 83462