Compare Today’s Mortgage Rates in Chester, Idaho 83421
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Chester, Idaho 83421.
Our search engine thoroughly explores all home mortgage options in Chester, Idaho 83421, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,147 in lifetime cash or $17 per month in Chester and other areas of Fremont county.
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Summary of Average Mortgages in Chester, Idaho 83421
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Chester, Idaho 83421
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chester, ID 83421. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chester, Idaho 83421 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chester, Idaho and around Fremont county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.83% | 95.09% | 95.66% | 94.89% | 93.42% | 88.46% | 86.13% | 86.94% | 87.28% |
| avg mortgage rate | 6.23% | 4.49% | 2.91% | 3.25% | 4.20% | 4.59% | 4.11% | 3.82% | 3.98% |
| % 15 year fixed mortgage | 2.71% | 3.10% | 2.96% | 4.22% | 5.88% | 8.49% | 9.79% | 10.61% | 9.15% |
| avg mortgage rate | 5.35% | 3.27% | 2.34% | 2.79% | 3.61% | 3.97% | 3.28% | 2.97% | 3.32% |
| Avg credit score | 750.23 | 762.02 | 754.29 | 750.94 | 748.82 | 755.93 | 754.24 | 773.01 | 756.88 |
| Avg LTV (loan to value) | 81.21% | 77.46% | 79.85% | 82.81% | 83.19% | 79.49% | 81.48% | 83.28% | 81.41% |
| Avg DTI (debt to income) | 38.31 | 36.59 | 34.39 | 34.23 | 34.23 | 34.76 | 32.57 | 32.94 | 32.20 |
| % First time homebuyer | 41.63% | 34.19% | 34.84% | 35.56% | 37.96% | 24.28% | 18.76% | 23.88% | 26.84% |
| Avg mortgage insurance % | 14.75% | 10.30% | 10.60% | 12.29% | 11.90% | 9.83% | 11.20% | 12.50% | 10.89% |
Best Mortgage Brokers around Chester, Idaho 83421
For those searching for a new home in Chester, we have compiled a list of the top mortgage brokers located in and around Chester, Idaho 83421 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
20 S Main St
Driggs ID 83421
(208) 354-3703
http://www.wellsfargo.com/mortgage/
Wells Fargo Financial
1840 E 17th St
Idaho Falls ID 83421
(208) 523-3491
Fleenor Joni-Iberia Bank
1275 E 17th St
Idaho Falls ID 83421
(208) 525-5778
Ezmoney
167 Houston Cir
Idaho Falls ID 83421
(208) 522-5544
usfsmarketing@ezcorp.com
Chastain Financial
455 W 17th St
Idaho Falls ID 83421
(208) 542-5155
http://www.chastainfinancialidaho.com/
Address
20 S Main St
Driggs ID
Contact
(208) 354-3703
http://www.wellsfargo.com/mortgage/
Address
1840 E 17th St
Idaho Falls ID
Contact
(208) 523-3491
Address
1275 E 17th St
Idaho Falls ID
Contact
(208) 525-5778