Compare Today’s Mortgage Rates for Cobalt, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cobalt, Idaho 83229. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,741 or $22 / month in Cobalt and other areas of Lemhi county.

Our search engine explores all home mortgage options in Cobalt, Idaho 83229, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cobalt, Idaho 83229

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cobalt, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cobalt, ID 83229, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cobalt, ID

Historical Mortgage Rates for Cobalt, Idaho 83229 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cobalt, Idaho and around Lemhi county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cobalt, Idaho 83229

If you’re looking to buy a new home in Cobalt, we have compiled a list of the leading mortgage brokers around Cobalt, Idaho 83229 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

950 Yellowstone Ave

Pocatello ID 83229

(208) 232-9188

http://www.wellsfargo.com/mortgage/

B & R Check Holders

235 W Quinn Rd

Pocatello ID 83229

(208) 478-4404

http://www.checkholder.com/

City First Mortgage Services

475 Yellowstone Ave

Pocatello ID 83229

(208) 478-8600

daren.crockett@city1st.com

Springleaf Financial Services

345 Yellowstone Ave

Pocatello ID 83229

(208) 233-0255

compliancehelpline@slfs.com

Teton Financial

301 S 4th Ave

Pocatello ID 83229

(208) 478-5800

tetonpocatello@yahoo.com

Address

950 Yellowstone Ave

Pocatello ID

Contact

(208) 232-9188

http://www.wellsfargo.com/mortgage/

Address

235 W Quinn Rd

Pocatello ID

Contact

(208) 478-4404

http://www.checkholder.com/

Address

475 Yellowstone Ave

Pocatello ID

Contact

(208) 478-8600

daren.crockett@city1st.com

News on Mortgages and Reverse Mortgages for Cobalt, Idaho 83229