Compare Today’s Mortgage Rates for Cottonwood, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cottonwood, Idaho 83522. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,022 or $20 / month in Cottonwood and other areas of Idaho county.

Our search engine explores all home mortgage options in Cottonwood, Idaho 83522, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cottonwood, Idaho 83522

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottonwood, ID 83522, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cottonwood, Idaho 83522 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cottonwood, Idaho and around Idaho county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.96% 92.16% 90.91% 90.91% 87.95% 91.84% 90.00% 90.00%
avg mortgage rate 4.87% 4.62% 3.90% 4.08% 4.44% 4.12% 3.93% 4.14%
% 15 year fixed mortgage 5.63% 5.88% 9.09% 7.79% 10.84% 7.14% 6.36% 7.50%
avg mortgage rate 4.38% 3.58% 3.22% 3.46% 3.49% 3.39% 3.30% 3.17%
Avg credit score 768.38 771.98 763.73 764.09 757.80 767.90 746.40 748.68
Avg LTV (loan to value) 76.77% 77.63% 80.23% 81.78% 81.28% 83.35% 82.91% 84.70%
Avg DTI (debt to income) 33.42 33.49 32.86 32.57 31.37 34.40 35.58 36.25
% First time homebuyer 18.31% 15.69% 18.18% 11.69% 30.12% 20.41% 23.64% 30.00%
Avg mortgage insurance % 3.06% 2.59% 9.50% 12.26% 12.45% 12.42% 12.88% 16.80%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottonwood, Idaho 83522

If you’re looking to buy a new home in Cottonwood, we have compiled a list of the leading mortgage brokers around Cottonwood, Idaho 83522 to help you with your search.

Name
Address
Contact

Guild Mortgage Co.

608 King St

Cottonwood ID 83522

(208) 962-5401

http://guildmortgage.com/

Farm Credit Service

501 King St

Cottonwood ID 83522

(208) 962-2280

http://www.farm-credit.com

World Finance

1702 21st St

Lewiston ID 83522

(208) 743-2053

Ics Financial

3139 5th St

Lewiston ID 83522

(208) 746-3003

OneMain Financial

2270 Thain

Grace ID 83522

(208) 743-9466

http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html

Address

608 King St

Cottonwood ID

Contact

(208) 962-5401

http://guildmortgage.com/

Address

501 King St

Cottonwood ID

Contact

(208) 962-2280

http://www.farm-credit.com

Address

1702 21st St

Lewiston ID

Contact

(208) 743-2053

News on Mortgages and Reverse Mortgages for Cottonwood, Idaho 83522