Compare Today’s Mortgage Rates in Craigmont, Idaho 83523
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Craigmont, Idaho 83523.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,866 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Craigmont and other areas of Lewis county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Craigmont, Idaho 83523
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Craigmont, Idaho 83523
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Craigmont, ID 83523. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Craigmont, Idaho 83523 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Craigmont, Idaho and around Lewis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
% 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
% First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Craigmont, Idaho 83523
For those searching for a new home in Craigmont, we have compiled a list of the top mortgage brokers located in and around Craigmont, Idaho 83523 to assist you with your search.
Name
Address
Contact
Farm Credit Service
501 King St
Cottonwood ID 83523
(208) 962-2280
http://www.farm-credit.com
Guild Mortgage Co.
608 King St
Cottonwood ID 83523
(208) 962-5401
http://guildmortgage.com/
World Finance
1702 21st St
Lewiston ID 83523
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83523
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83523
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Address
501 King St
Cottonwood ID
Contact
(208) 962-2280
http://www.farm-credit.com
Address
608 King St
Cottonwood ID
Contact
(208) 962-5401
http://guildmortgage.com/
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053