Compare Today’s Mortgage Rates for Culdesac, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Culdesac, Idaho 83524. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,741 or $22 / month in Culdesac and surrounding areas of Nez Perce county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Culdesac, Idaho 83524.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Culdesac, Idaho 83524

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Culdesac, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Culdesac, ID 83524, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Culdesac, ID

Historical Mortgage Rates for Culdesac, Idaho 83524 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Culdesac, Idaho and around Nez Perce county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.96% 92.16% 90.91% 90.91% 87.95% 91.84% 90.00% 90.00%
avg mortgage rate 4.87% 4.62% 3.90% 4.08% 4.44% 4.12% 3.93% 4.14%
% 15 year fixed mortgage 5.63% 5.88% 9.09% 7.79% 10.84% 7.14% 6.36% 7.50%
avg mortgage rate 4.38% 3.58% 3.22% 3.46% 3.49% 3.39% 3.30% 3.17%
Avg credit score 768.38 771.98 763.73 764.09 757.80 767.90 746.40 748.68
Avg LTV (loan to value) 76.77% 77.63% 80.23% 81.78% 81.28% 83.35% 82.91% 84.70%
Avg DTI (debt to income) 33.42 33.49 32.86 32.57 31.37 34.40 35.58 36.25
% First time homebuyer 18.31% 15.69% 18.18% 11.69% 30.12% 20.41% 23.64% 30.00%
Avg mortgage insurance % 3.06% 2.59% 9.50% 12.26% 12.45% 12.42% 12.88% 16.80%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Culdesac, Idaho 83524

If you’re looking to buy a new home in Culdesac, we have compiled a list of the leading mortgage brokers around Culdesac, Idaho 83524 to help you with your search.

Name
Address
Contact

Farm Credit Service

501 King St

Cottonwood ID 83524

(208) 962-2280

http://www.farm-credit.com

Guild Mortgage Co.

608 King St

Cottonwood ID 83524

(208) 962-5401

http://guildmortgage.com/

World Finance

1702 21st St

Lewiston ID 83524

(208) 743-2053

Ics Financial

3139 5th St

Lewiston ID 83524

(208) 746-3003

OneMain Financial

2270 Thain

Grace ID 83524

(208) 743-9466

http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html

Address

501 King St

Cottonwood ID

Contact

(208) 962-2280

http://www.farm-credit.com

Address

608 King St

Cottonwood ID

Contact

(208) 962-5401

http://guildmortgage.com/

Address

1702 21st St

Lewiston ID

Contact

(208) 743-2053

News on Mortgages and Reverse Mortgages for Culdesac, Idaho 83524