Compare Today’s Mortgage Rates in Culdesac, Idaho 83524
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Culdesac, Idaho 83524.
Our search engine thoroughly explores all home mortgage options in Culdesac, Idaho 83524, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,151 in lifetime cash or $25 per month in Culdesac and other areas of Nez Perce county.
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Summary of Average Mortgages in Culdesac, Idaho 83524
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Culdesac, Idaho 83524
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Culdesac, ID 83524. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Culdesac, Idaho 83524 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Culdesac, Idaho and around Nez Perce county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
% 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
% First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Culdesac, Idaho 83524
For those searching for a new home in Culdesac, we have compiled a list of the top mortgage brokers located in and around Culdesac, Idaho 83524 to assist you with your search.
Name
Address
Contact
Farm Credit Service
501 King St
Cottonwood ID 83524
(208) 962-2280
http://www.farm-credit.com
Guild Mortgage Co.
608 King St
Cottonwood ID 83524
(208) 962-5401
http://guildmortgage.com/
World Finance
1702 21st St
Lewiston ID 83524
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83524
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83524
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Address
501 King St
Cottonwood ID
Contact
(208) 962-2280
http://www.farm-credit.com
Address
608 King St
Cottonwood ID
Contact
(208) 962-5401
http://guildmortgage.com/
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053