Compare Today’s Mortgage Rates for Desmet, Idaho

Pureloan searches mortgage lenders and major banks in Desmet, Idaho 83824 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,590 or $18 / month is expected in Desmet and other areas of Benewah county.

Pureloan’s search engine explores all home mortgage options in Desmet, Idaho 83824, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Desmet, Idaho 83824

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Desmet, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Desmet, ID 83824, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Desmet, ID

Historical Mortgage Rates for Desmet, Idaho 83824 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Desmet, Idaho and around Benewah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Desmet, Idaho 83824

If you’re looking to buy a new home in Desmet, we have compiled a list of the leading mortgage brokers around Desmet, Idaho 83824 to help you with your search.

Name
Address
Contact

Jameson Mortgage Company

1677 E Miles Ave

Hayden ID 83824

(208) 772-0604

Carlsen, Steven

1859 N Lakewood Dr

Coeur d'Alene ID 83824

(208) 819-8205

Jeff Withycombe

302 E Sherman Ave

Coeur d'Alene ID 83824

(208) 769-4516

Moneytree

223 W Appleway Ave

Coeur d'Alene ID 83824

(208) 769-7500

customerservice@moneytreeinc.com

Academy Mortgage - Coeur d'Alene

1038 Northwest Blvd

Coeur d'Alene ID 83824

(208) 664-1925

contact@academymortgage.com

Address

1677 E Miles Ave

Hayden ID

Contact

(208) 772-0604

Address

1859 N Lakewood Dr

Coeur d'Alene ID

Contact

(208) 819-8205

Address

302 E Sherman Ave

Coeur d'Alene ID

Contact

(208) 769-4516

News on Mortgages and Reverse Mortgages for Desmet, Idaho 83824