Compare Today’s Mortgage Rates for Elk River, Idaho

Pureloan searches mortgage lenders and major banks in Elk River, Idaho 83827 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,580 or $16 / month is expected in Elk River and other areas of Clearwater county.

Pureloan’s search engine explores all home mortgage options in Elk River, Idaho 83827, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Elk River, Idaho 83827

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elk River, ID 83827, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Elk River, Idaho 83827 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Elk River, Idaho and around Clearwater county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elk River, Idaho 83827

If you’re looking to buy a new home in Elk River, we have compiled a list of the leading mortgage brokers around Elk River, Idaho 83827 to help you with your search.

Name
Address
Contact

Jameson Mortgage Company

1677 E Miles Ave

Hayden ID 83827

(208) 772-0604

Wells Fargo Home Mortgage

204 W Hayden Ave

Hayden ID 83827

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Larry Waters

157 W Hayden Ave

Hayden ID 83827

(208) 762-6887

http://www.fnbmtg.com/lwaters

Jameson Mortgage Company

1400 E Hayden Ave

Hayden ID 83827

(208) 772-0604

http://jamesonmortgage.com

HCMS

11836 N Reed Rd

Hayden ID 83827

(208) 635-5551

Address

1677 E Miles Ave

Hayden ID

Contact

(208) 772-0604

Address

204 W Hayden Ave

Hayden ID

Contact

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Address

157 W Hayden Ave

Hayden ID

Contact

(208) 762-6887

http://www.fnbmtg.com/lwaters

News on Mortgages and Reverse Mortgages for Elk River, Idaho 83827