Compare Today’s Mortgage Rates for Emmett, Idaho

Pureloan searches mortgage lenders and major banks in Emmett, Idaho 83617 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,095 or $22 / month is expected in Emmett and other areas of Gem county.

Pureloan’s search engine explores all home mortgage options in Emmett, Idaho 83617, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Emmett, Idaho 83617

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Emmett, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Emmett, ID 83617, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Emmett, ID

Historical Mortgage Rates for Emmett, Idaho 83617 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Emmett, Idaho and around Gem county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Emmett, Idaho 83617

If you’re looking to buy a new home in Emmett, we have compiled a list of the leading mortgage brokers around Emmett, Idaho 83617 to help you with your search.

Name
Address
Contact

World Finance

817 S Washington Ave

Emmett ID 83617

(208) 365-1682

Moneytree

1312 S Washington Ave

Emmett ID 83617

(208) 365-6669

http://www.moneytreeinc.com

Pacific Intermountain Mortgage

1334 Morehouse Rd

Emmett ID 83617

(208) 365-5299

Primary Residential Mortgage

205 W 4th St

Emmett ID 83617

(208) 278-7142

http://primaryresidentialmortgage.com

Title Cash

906 S Washington Ave

Emmett ID 83617

(208) 365-0190

contactus@titlecash.com

Address

817 S Washington Ave

Emmett ID

Contact

(208) 365-1682

Address

1312 S Washington Ave

Emmett ID

Contact

(208) 365-6669

http://www.moneytreeinc.com

Address

1334 Morehouse Rd

Emmett ID

Contact

(208) 365-5299

News on Mortgages and Reverse Mortgages for Emmett, Idaho 83617