Compare Today’s Mortgage Rates for Fernwood, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fernwood, Idaho 83830. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,151 or $14 / month in Fernwood and surrounding areas of Benewah county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fernwood, Idaho 83830.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Fernwood, Idaho 83830

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Fernwood, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fernwood, ID 83830, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Fernwood, ID

Historical Mortgage Rates for Fernwood, Idaho 83830 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Fernwood, Idaho and around Benewah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fernwood, Idaho 83830

If you’re looking to buy a new home in Fernwood, we have compiled a list of the leading mortgage brokers around Fernwood, Idaho 83830 to help you with your search.

Name
Address
Contact

Jameson Mortgage Company

1677 E Miles Ave

Hayden ID 83830

(208) 772-0604

Wells Fargo Home Mortgage

204 W Hayden Ave

Hayden ID 83830

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Larry Waters

157 W Hayden Ave

Hayden ID 83830

(208) 762-6887

http://www.fnbmtg.com/lwaters

Jameson Mortgage Company

1400 E Hayden Ave

Hayden ID 83830

(208) 772-0604

http://jamesonmortgage.com

HCMS

11836 N Reed Rd

Hayden ID 83830

(208) 635-5551

Address

1677 E Miles Ave

Hayden ID

Contact

(208) 772-0604

Address

204 W Hayden Ave

Hayden ID

Contact

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Address

157 W Hayden Ave

Hayden ID

Contact

(208) 762-6887

http://www.fnbmtg.com/lwaters

News on Mortgages and Reverse Mortgages for Fernwood, Idaho 83830