Compare Today’s Mortgage Rates for Garden City, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Garden City, Idaho 83714. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,604 or $35 / month in Garden City and other areas of Ada county.

Our search engine explores all home mortgage options in Garden City, Idaho 83714, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Garden City, Idaho 83714

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Garden City, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garden City, ID 83714, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Garden City, ID

Historical Mortgage Rates for Garden City, Idaho 83714 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Garden City, Idaho and around Ada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.18% 87.91% 84.22% 87.56% 91.25% 87.83% 91.34% 93.85%
avg mortgage rate 4.90% 4.67% 3.90% 4.01% 4.47% 4.14% 3.94% 4.16%
% 15 year fixed mortgage 7.89% 11.13% 13.86% 11.46% 7.50% 10.14% 7.46% 5.59%
avg mortgage rate 4.21% 3.87% 3.27% 3.20% 3.56% 3.32% 3.16% 3.30%
Avg credit score 769.23 771.41 769.70 768.71 760.75 760.30 756.30 765.25
Avg LTV (loan to value) 76.35% 77.79% 77.91% 78.40% 80.33% 80.08% 80.11% 79.63%
Avg DTI (debt to income) 30.73 30.06 30.61 30.74 32.55 33.00 32.67 33.46
% First time homebuyer 25.29% 27.26% 15.14% 17.18% 21.88% 21.60% 20.99% 21.23%
Avg mortgage insurance % 3.15% 5.16% 6.06% 7.50% 8.85% 9.92% 10.12% 9.79%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garden City, Idaho 83714

If you’re looking to buy a new home in Garden City, we have compiled a list of the leading mortgage brokers around Garden City, Idaho 83714 to help you with your search.

Name
Address
Contact

Eng Lending

12592 W Explorer Dr

Garden City ID 83714

(208) 376-4401

Mortgage Place

5583 N Glenwood St

Garden City ID 83714

(208) 472-8877

Murdoch Finance Company

7988 W Marigold St

Garden City ID 83714

(208) 472-1079

http://www.murdochfinance.com/

Idaho Title Loans

3709 W Chinden Blvd

Garden City ID 83714

(208) 343-1991

http://www.titleandpaydayloans.com

Waterstone Mortgage

5583 N Glenwood St

Garden City ID 83714

(208) 472-8876

Address

12592 W Explorer Dr

Garden City ID

Contact

(208) 376-4401

Address

5583 N Glenwood St

Garden City ID

Contact

(208) 472-8877

Address

7988 W Marigold St

Garden City ID

Contact

(208) 472-1079

http://www.murdochfinance.com/

News on Mortgages and Reverse Mortgages for Garden City, Idaho 83714