Compare Today’s Mortgage Rates for Garden Valley, Idaho

Pureloan searches mortgage lenders and major banks in Garden Valley, Idaho 83622 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,151 or $14 / month is expected in Garden Valley and other areas of Elmore county.

Pureloan’s search engine explores all home mortgage options in Garden Valley, Idaho 83622, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Garden Valley, Idaho 83622

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garden Valley, ID 83622, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Garden Valley, Idaho 83622 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Garden Valley, Idaho and around Elmore county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garden Valley, Idaho 83622

If you’re looking to buy a new home in Garden Valley, we have compiled a list of the leading mortgage brokers around Garden Valley, Idaho 83622 to help you with your search.

Name
Address
Contact

Mortgage West-Garden Valley

35 Hanley Way

Garden Valley ID 83622

(208) 462-5626

M P Hub

531 S Fitness Pl

Eagle ID 83622

(208) 938-5114

World Finance

1211 NW 16th St

Fruitland ID 83622

(208) 452-7866

http://worldacceptance.com

Summit Funding

2000 S Eagle Rd

Meridian ID 83622

(208) 514-4543

Pay It Frorward Mortgage

3451 E Copper Point Dr

Meridian ID 83622

(208) 888-4288

Address

35 Hanley Way

Garden Valley ID

Contact

(208) 462-5626

Address

531 S Fitness Pl

Eagle ID

Contact

(208) 938-5114

Address

1211 NW 16th St

Fruitland ID

Contact

(208) 452-7866

http://worldacceptance.com

News on Mortgages and Reverse Mortgages for Garden Valley, Idaho 83622